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Mercury General MCY Q3 2025 earnings

Reported November 4, 2025 · After market close

Revenue$1.6BBeat by $210.6M
EPS$3.86Beat by $1.71
Revenue estimate$1.4B
EPS estimate$2.15

Next report

Aug 4, 2026 (In 5 days)
Revenue estimate$1.5B
EPS estimate$2.53

Financials

Q3 2025

Income statement

See full
Revenue$1.6B+3.6%
Net income$280.4M+21.5%
EPS (diluted)$5.06+21.3%

Balance sheet

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Cash & equivalents$1.3B+103%
Total debt$13.7M-2.4%
Total assets$9.4B+15.0%

Cash flow

See full
Operating cash flow$496.4M+56.0%
CapEx$16.9M+41.4%
Free cash flow$479.5M+56.6%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$4.7B+34.7%
Enterprise value$3.46B+19.8%
P/E10.7×+4.4×
P/S0.8×+0.2×

Profitability

See full
Net margin7.5%-2.6pp
FCF margin17%-0.7pp

Versus estimates

Revenue

Q1 2026$1.6BBeat by $88.6MQ4 2025$1.4BBeat by $53.4M
Q3 2025$1.6BBeat by $210.6M
Q2 2025$1.5BMiss by $52.6MQ1 2025$1.4BMiss by $9.8MQ4 2024$1.4BMiss by $34.1M

Diluted EPS

Q1 2026$3.50Beat by $1.35Q4 2025$3.66Beat by $1.10
Q3 2025$3.86Beat by $1.71
Q2 2025$2.67Beat by $0.67Q1 2025-$2.29Beat by $1.71Q4 2024$2.78Beat by $0.84

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Questions, answered.

When did Mercury General report Q3 2025 earnings?
Mercury General (MCY) reported Q3 2025 earnings on November 4, 2025 after market close.
What were Mercury General's Q3 2025 revenue and EPS?
Mercury General reported revenue of $1.6B and eps of $3.86 for Q3 2025.
Did Mercury General beat estimates in Q3 2025?
Revenue beat the consensus estimate of $1.4B by $210.6M. EPS beat the consensus estimate of $2.15 by $1.71.
How did Mercury General's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 3.6% from $1.5B a year earlier and eps grew 52.0% from $2.54.
Where can I find Mercury General's Q3 2025 SEC filings?
You can read the 8-K earnings release (0001193125-25-264686) and the 10-Q periodic report (0000064996-25-000044) directly on SEC EDGAR. The filing index links above go to sec.gov.