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Mercury General MCY Finance Lease Liabilities

Finance Lease Liabilities at other companies

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Selective Insurance GroupSIGI
$2.23M-54.3%

Other financials

Income statement

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Revenue$1.5B+10.5%
Net income$190.4M+276%
EPS (diluted)$3.44+276%

Balance sheet

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Cash & equivalents$1.4B+5.1%
Total debt$12.7M-29.2%
Total assets$9.9B+9.4%

Cash flow

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Operating cash flow$325.6M+574%
CapEx$16.8M+27.8%
Free cash flow$308.8M+477%

Valuation

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Market cap$5.95B+50.5%
Enterprise value$4.61B+62.0%
P/E7.1×-3.1×
P/S+0.3×

Profitability

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Net margin13.7%+8.6pp
FCF margin23.1%+10.1pp

Where this comes from

Reported directly by Mercury General in its filing.

Tagged under the XBRL concept us-gaap:FinanceLeaseLiability.

The source filing: Mercury General’s 10-K, filed February 17, 2026.

Filed
Feb 17, 2026, 4:10 PM EST
Fiscal year
FY2025
Accession
0000064996-26-000005
Lease Assets and LiabilitiesClassificationDecember 31, 2025December 31, 2024
(Amounts in thousands)
Operating lease assetsOperating lease right-of-use assets$12,125$13,407
Operating lease liabilitiesOperating lease liabilities12,32813,580
Finance lease assetsOther assets1,4982,966
Finance lease liabilitiesOther liabilities1,1502,521

Item 8.Financial Statements and Supplementary Data

FAQ

What is Mercury General's finance lease liabilities?
Mercury General (MCY) reported finance lease liabilities of $1.15M in Q4 2025.
How has Mercury General's finance lease liabilities changed year-over-year?
Mercury General's finance lease liabilities decreased by 54.4% year-over-year, from $2.52M to $1.15M.
What is the long-term trend for Mercury General's finance lease liabilities?
Over 5 years (2020 to 2025), Mercury General's finance lease liabilities has grown at a -16.5% compound annual growth rate (CAGR), from $2.84M to $1.15M.
What does finance lease liabilities mean?
Present value of future payments on leases classified as finance leases under ASC 842 — treated similarly to debt on the balance sheet.

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