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MetLife MET Q4 2025 Annual earnings

Reported February 4, 2026 · After market close

Revenue$23.8BMiss by $3.4BDiluted EPS$2.58Beat by $0.24
Revenue estimate$27.2B
EPS estimate$2.34

Next report

Aug 5, 2026 (In 3 weeks)
Revenue estimate$19.8B
EPS estimate$2.35

Financials

Q4 2025

Income statement

See full
Revenue$23.8B+27.6%
Net income$809.0M-36.3%
EPS (diluted)$1.17-33.9%

Balance sheet

See full
Cash & equivalents$22.0B+9.8%
Total debt$16.0B-4.0%
Total equity$28.4B+3.5%
Total assets$745.17B+10.0%

Cash flow

See full
Operating cash flow$7.1B+53.5%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$52.01B-8.3%
Enterprise value$45.95B-13.7%
P/E15.4×+2.6×
P/S0.7×-0.1×

Profitability

See full
Net margin4.4%-1.9pp

Returns & leverage

See full
Return on equity12.1%-3.3pp
Debt / equity0.6×0.0×

Segments

By segment

See full
RIS$9.6B+66.4%
Group Benefits$6.8B+3.9%
Asia$3.1B+6.2%
Latin America$2.2B+19.2%
EMEA$854.0M+20.1%

Versus estimates

Revenue

Q1 2026$19.1BMiss by $412.9M
Q4 2025$23.8BMiss by $3.4B
Q3 2025$16.9BMiss by $1.8BQ2 2025$17.3BMiss by $1.2BQ1 2025$18.3BMiss by $88.8MQ4 2024$18.4BMiss by $1.1B

Diluted EPS

Q1 2026$2.42Beat by $0.15
Q4 2025$2.58Beat by $0.24
Q3 2025$2.34Beat by $0.03Q2 2025$2.02Miss by $0.13Q1 2025$1.96Miss by $0.04Q4 2024$2.08Miss by $0.03

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Questions, answered.

When did MetLife report Q4 2025 earnings?
MetLife (MET) reported Q4 2025 earnings on February 4, 2026 after market close.
What were MetLife's Q4 2025 revenue and EPS?
MetLife reported revenue of $23.8B and diluted EPS of $2.58 for Q4 2025.
Did MetLife beat estimates in Q4 2025?
Revenue missed the consensus estimate of $27.2B by $3.4B. EPS beat the consensus estimate of $2.34 by $0.24.
How did MetLife's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 29.6% from $18.4B a year earlier and diluted EPS grew 24.0% from $2.08.
Where can I find MetLife's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001099219-26-000008) and the 10-K periodic report (0001099219-26-000013) directly on SEC EDGAR. The filing index links above go to sec.gov.