Skip to content
Screener

MainStreet Bancshares, Inc. MNSB Q4 2025 Annual earnings

Reported January 26, 2026 · Before market open

Revenue$18.0MMiss by $1.6M
EPS$0.46Miss by $0.03
Revenue estimate$19.6M
EPS estimate$0.49

Next report

Oct 26, 2026 (in 3 months)
Revenue estimate$21.8M
EPS estimate$0.58

Financials

Q4 2025

Income statement

See full
Revenue$32.8M-76.0%
Net income$4.1M+125%

Balance sheet

See full
Cash & equivalents$25.2M+17.9%
Total debt$5.9M-8.3%
Total equity$218.6M+5.1%
Total assets$2.2B-0.7%

Cash flow

See full
Operating cash flow$6.6M+20.6%
CapEx$159.0K+308%
Free cash flow$6.4M+18.5%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$152.63M+10.9%
Enterprise value$133.39M+8.7%
P/E9.8×—
P/S1.1×+0.1×

Profitability

See full
Net margin11.5%+8.3pp
FCF margin7.8%-2.2pp

Returns & leverage

See full
Return on equity7.3%+5.3pp
Debt / equity0×0.0×

FAQ

When did MainStreet Bancshares, Inc. report Q4 2025 earnings?
MainStreet Bancshares, Inc. (MNSB) reported Q4 2025 earnings on January 26, 2026 before market open.
What were MainStreet Bancshares, Inc.'s Q4 2025 revenue and EPS?
MainStreet Bancshares, Inc. reported revenue of $18.0M and eps of $0.46 for Q4 2025.
Did MainStreet Bancshares, Inc. beat estimates in Q4 2025?
Revenue missed the consensus estimate of $19.6M by $1.6M. EPS missed the consensus estimate of $0.49 by $0.03.
How did MainStreet Bancshares, Inc.'s Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 49.8% from $35.9M a year earlier.
Where can I find MainStreet Bancshares, Inc.'s Q4 2025 SEC filings?
You can read the 8-K earnings release (0001437749-26-002007) and the 10-K/A periodic report (0001437749-26-007948) directly on SEC EDGAR. The filing index links above go to sec.gov.