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MainStreet Bancshares, Inc. MNSB Financial Technology — Adjustment For Amortization

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Other financials

Income statement

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Revenue$573.0K-98.3%
Net income$4.1M+67.1%
EPS (diluted)$0.64

Balance sheet

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Cash & equivalents$33.0M+79.7%
Total debt$5.9M-8.3%
Total equity$215.0M+2.6%
Total assets$2.2B0.0%

Cash flow

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Operating cash flow$6.6M+355%
CapEx$101.0K+83.6%
Free cash flow$6.5M+366%

Valuation

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Market cap$166.48M+8.3%
P/E9.7×
P/S1.6×+0.9×

Profitability

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Net margin16.9%+13.3pp
FCF margin15.4%+8.3pp

Returns & leverage

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Return on equity8.1%+5.9pp
Debt / equity0.0×

Where this comes from

Reported directly by MainStreet Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:AdjustmentForAmortization.

The source filing: MainStreet Bancshares, Inc.’s 10-K, filed March 13, 2026.

Filed
Mar 13, 2026, 10:11 AM EDT
Fiscal year
FY2025
Accession
0001437749-26-008073
Dollars in thousandsCore BankingFinancial TechnologyConsolidated
Interest income130,873715131,588
Interest expense61,9578662,043
Depreciation1,125201,145
Amortization3,7823,782
Other significant noncash items:
Provision for credit losses(70)(70)
Segment assets2,212,656132,212,669
Expenditures for segment assets52,59952,599

Item 8 – Financial Statements and Supplementary Data

FAQ

What is MainStreet Bancshares, Inc.'s financial technology — adjustment for amortization?
MainStreet Bancshares, Inc. (MNSB) reported financial technology — adjustment for amortization of $0 in Q4 2025.
How has MainStreet Bancshares, Inc.'s financial technology — adjustment for amortization changed year-over-year?
MainStreet Bancshares, Inc.'s financial technology — adjustment for amortization decreased by 100.0% year-over-year, from $111.75K to $0.
What does financial technology — adjustment for amortization mean?
Reflects the non-cash expense associated with the write-down of intangible assets, such as software development costs or acquired technology. This adjustment is critical for understanding the true economic cost of the segment's intellectual property and digital investments.

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