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Mid Penn Bancorp MPB Q3 2025 earnings

Reported October 22, 2025 · Before market open

Revenue$60.8MBeat by $634.0K
EPS$0.77Beat by $0.02
Revenue estimate$60.2M
EPS estimate$0.75

Next report

Oct 28, 2026 (in 3 months)
Revenue estimate$77.7M
EPS estimate$0.90

Financials

Q3 2025

Income statement

See full
Revenue$61.8M+36.3%
Net income$18.3M+48.7%
EPS (diluted)$0.79+6.8%

Balance sheet

See full
Cash & equivalents$257.2M+78.1%
Total debt$16.0M-86.9%
Total equity$796.3M+39.0%
Total assets$6.3B+13.4%

Cash flow

See full
Operating cash flow$26.3M+55.9%
CapEx$1.9M+10,711%
Free cash flow$24.3M+44.5%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$658.69M+33.2%
Enterprise value$417.49M-11.5%
P/E13.2×+2.9×
P/S3.1×+0.3×

Profitability

See full
Net margin23.7%-4.1pp
FCF margin28.6%-6.7pp

Returns & leverage

See full
Return on equity7.3%-1.5pp
Debt / equity0×-0.2×

Segments

By product

See full
Fiduciary and Trust$1.3M+11.3%
ATM debit card interchange$1.0M+5.9%
Mortgage banking$1.0M+31.9%
Service charges on deposits$647.0K+17.9%
Mortgage hedging$50.0K+5,100%

Versus estimates

Revenue

Q2 2026$75.9MBeat by $2.6MQ1 2026$64.9MBeat by $1.9MQ4 2025$62.0MBeat by $178.0K
Q3 2025$60.8MBeat by $634.0K
Q2 2025$53.7MMiss by $4.6MQ1 2025$47.0MMiss by $57.0K

Diluted EPS

Q2 2026$0.87Beat by $0.08Q1 2026$0.64Miss by $0.16Q4 2025$0.83Miss by $0.01
Q3 2025$0.77Beat by $0.02
Q2 2025$0.70Beat by $0.01Q1 2025$0.72Beat by $0.07

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Questions, answered.

When did Mid Penn Bancorp report Q3 2025 earnings?
Mid Penn Bancorp (MPB) reported Q3 2025 earnings on October 22, 2025 before market open.
What were Mid Penn Bancorp's Q3 2025 revenue and EPS?
Mid Penn Bancorp reported revenue of $60.8M and eps of $0.77 for Q3 2025.
Did Mid Penn Bancorp beat estimates in Q3 2025?
Revenue beat the consensus estimate of $60.2M by $634.0K. EPS beat the consensus estimate of $0.75 by $0.02.
How did Mid Penn Bancorp's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 35.8% from $44.8M a year earlier and eps grew 4.1% from $0.74.
Where can I find Mid Penn Bancorp's Q3 2025 SEC filings?
You can read the 10-Q periodic report (0000879635-25-000177) directly on SEC EDGAR. The filing index links above go to sec.gov.