What is Marqeta's funds payable and amounts due to customers?

Marqeta (MQ) reported funds payable and amounts due to customers of $280.3M in Q1 2026.

What does funds payable and amounts due to customers mean?

This liability represents the total funds held on behalf of customers or amounts owed to them resulting from processed payment transactions. It is a critical indicator of the volume of customer capital flowing through the platform that is awaiting disbursement. High levels of this liability are typical for payment processors and reflect the scale of the company's role as an intermediary in the financial ecosystem.

Marqeta MQ Funds payable and amounts due to customers

Funds payable and amounts due to customers at other companies

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$41.5B+0.7%

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$15.18M-50.4%

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$1.49B+10.2%

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$82.8M—

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Other financials

Income statement

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Revenue$165.8M+19.2%

Gross profit$117.6M+19.2%

Operating income$2.1M+111%

Net income$7.8M+195%

EPS (diluted)$0.02+200%

Balance sheet

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Cash & equivalents$956.1M+13.9%

Total debt$7.4M+67.7%

Total equity$742.3M-24.8%

Total assets$1.5B+9.4%

Cash flow

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Operating cash flow-$3.4M-134%

CapEx$1.3M+1.0%

Free cash flow-$4.6M-153%

Valuation

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Market cap$1.68B-16.1%

Profitability

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Gross margin70%+0.6pp

Operating margin-4%-5.3pp

Net margin0.3%—

FCF margin22.6%+10.3pp

Returns & leverage

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Return on equity0.3%—

Debt / equity0×0.0×

Current ratio1.6×-1.5×

Where this comes from

Reported directly by Marqeta in its filing.

Tagged under the XBRL concept mq:CustomerLiabilityFundsPayableAndOtherAmountsDueToCustomersCurrent.

The official record: Marqeta’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Marqeta's funds payable and amounts due to customers?: Marqeta (MQ) reported funds payable and amounts due to customers of $280.3M in Q1 2026.
What does funds payable and amounts due to customers mean?: This liability represents the total funds held on behalf of customers or amounts owed to them resulting from processed payment transactions. It is a critical indicator of the volume of customer capital flowing through the platform that is awaiting disbursement. High levels of this liability are typical for payment processors and reflect the scale of the company's role as an intermediary in the financial ecosystem.