What is Marqeta's restricted cash?

Marqeta (MQ) reported restricted cash of $280.4M in Q1 2026.

How has Marqeta's restricted cash changed year-over-year?

Marqeta's restricted cash increased by 3198.8% year-over-year, from $8.5M to $280.4M.

What is the long-term trend for Marqeta's restricted cash?

Over 5 years (2020 to 2025), Marqeta's restricted cash has grown at a 108.5% compound annual growth rate (CAGR), from $7.8M to $307.59M.

What does restricted cash mean?

Cash restricted for specific purposes by contractual, regulatory, or legal requirements — not available for general corporate use.

Marqeta MQ Restricted Cash

Restricted Cash at other companies

EVERTECEVTC

$23.55M-2.7%

SoFi Technologies, Inc.SOFI

$360.23M-42.9%

Pathward Financial, Inc.CASH

$0—

MastercardMA

$551M+8.7%

Atlanticus Holdings CorporationATLC

$152.93M+37.7%

Fidelity National Information ServicesFIS

——

Other financials

Income statement

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Revenue$165.8M+19.2%

Gross profit$117.6M+19.2%

Operating income$2.1M+111%

Net income$7.8M+195%

EPS (diluted)$0.02+200%

Balance sheet

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Cash & equivalents$956.1M+13.9%

Total debt$7.4M+67.7%

Total equity$742.3M-24.8%

Total assets$1.5B+9.4%

Cash flow

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Operating cash flow-$3.4M-134%

CapEx$1.3M+1.0%

Free cash flow-$4.6M-153%

Valuation

See full

Market cap$1.68B-16.1%

Profitability

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Gross margin70%+0.6pp

Operating margin-4%-5.3pp

Net margin0.3%—

FCF margin22.6%+10.3pp

Returns & leverage

See full

Return on equity0.3%—

Debt / equity0×0.0×

Current ratio1.6×-1.5×

Where this comes from

Reported directly by Marqeta in its filing.

Tagged under the XBRL concept us-gaap:RestrictedCashAndCashEquivalentsAtCarryingValue.

The official record: Marqeta’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Marqeta's restricted cash?: Marqeta (MQ) reported restricted cash of $280.4M in Q1 2026.
How has Marqeta's restricted cash changed year-over-year?: Marqeta's restricted cash increased by 3198.8% year-over-year, from $8.5M to $280.4M.
What is the long-term trend for Marqeta's restricted cash?: Over 5 years (2020 to 2025), Marqeta's restricted cash has grown at a 108.5% compound annual growth rate (CAGR), from $7.8M to $307.59M.
What does restricted cash mean?: Cash restricted for specific purposes by contractual, regulatory, or legal requirements — not available for general corporate use.