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Meridian MRBK Q4 2025 Annual earnings

Reported January 29, 2026 · Before market open

Revenue$34.2MBeat by $1.8M
EPS$0.61Beat by $0.06
Revenue estimate$32.4M
EPS estimate$0.55

Next report

Jul 30, 2026 (Today)
Revenue estimate$34.3M
EPS estimate$0.51

Financials

Q4 2025

Income statement

See full
Revenue$34.2M+5.1%
Net income$7.2M+28.3%
EPS (diluted)$0.61+24.5%

Balance sheet

See full
Cash & equivalents$35.8M+30.3%
Total debt$117.5M+11.2%
Total equity$199.7M+16.4%
Total assets$2.6B+7.4%

Cash flow

See full
CapEx$394.0K+13.9%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$202.48M+31.4%
Enterprise value$284.17M+22.3%
P/E9.3×-0.2×
P/S1.6×+0.2×

Profitability

See full
Net margin17.2%+2.7pp

Returns & leverage

See full
Return on equity11.8%+1.8pp
Debt / equity0.6×0.0×

Segments

By product

See full
Wealth management income$1.7M+10.0%
Wire Transfer Fees, ATM/Debit Card Commissions, And Title Fees$203.8K+13.8%

Versus estimates

Revenue

Q1 2026$30.2MMiss by $1.5M
Q4 2025$34.2MBeat by $1.8M
Q3 2025$33.1MBeat by $1.2MQ2 2025$32.4MBeat by $647.0KQ1 2025$27.1MMiss by $828.0KQ4 2024$53.3M

Diluted EPS

Q1 2026$0.39Miss by $0.09
Q4 2025$0.61Beat by $0.06
Q3 2025$0.58Beat by $0.08Q2 2025$0.49Beat by $0.07Q1 2025$0.21Miss by $0.12Q4 2024$0.49

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Questions, answered.

When did Meridian report Q4 2025 earnings?
Meridian (MRBK) reported Q4 2025 earnings on January 29, 2026 before market open.
What were Meridian's Q4 2025 revenue and EPS?
Meridian reported revenue of $34.2M and eps of $0.61 for Q4 2025.
Did Meridian beat estimates in Q4 2025?
Revenue beat the consensus estimate of $32.4M by $1.8M. EPS beat the consensus estimate of $0.55 by $0.06.
How did Meridian's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 35.8% from $53.3M a year earlier and eps grew 23.9% from $0.49.
Where can I find Meridian's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001750735-26-000005) and the 10-K periodic report (0001750735-26-000009) directly on SEC EDGAR. The filing index links above go to sec.gov.