What is Navient's market cap?

Navient (NAVI) has a market capitalization of $822.4M and trades on NASDAQ.

Who are Navient's competitors?

Navient's key competitors include Nelnet, Sofi Technologies, Sallie Mae, and others. These companies compete in similar markets and product categories.

Who does Navient partner with?

Navient's notable partners include MOHELA, U.S. Department of Education.

What subsidiaries does Navient have?

Navient's subsidiaries include Earnest.

Where is Navient headquartered?

Navient is headquartered in United States of America and employs approximately 4,500 people. It has been publicly traded since 2014.

Navient

NAVI

Navient is a financial services company specializing in education finance and loan portfolio management.

Market cap

$822.41M-35.9%

Net income-$60.0M-207%

EPS (diluted)-$0.63-224%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q1 2026 report

April 29, 2026

Revenue$152.0MBeat by $10.5M EPS$0.20Beat by $0.03

Read the full report

Next report

Aug 6, 2026 (In 1 week)

Revenue estimate$142.9M

EPS estimate$0.18

Financials

Q1 2026

Income statement

See full

Net income$17.0M+950%

EPS (diluted)$0.17+950%

Balance sheet

See full

Cash & equivalents$621.0M-3.3%

Total debt$45.1B-5.5%

Total assets$48.0B-5.8%

Cash flow

See full

Operating cash flow-$47.0M-166%

Competitors

By market cap

SoFi Technologies, Inc.$21.5B-13.3%

Nelnet$4.9B+7.5%

SLM$4.7B-29.5%

Navient$822.4M-41.0%

ECB Bancorp, Inc.$180.5M+25.2%

Sound Financial Bancorp$105.4M-6.2%

Home Federal Bancorp$70.2M+63.5%

Kentucky First Federal Bancorp$43.3M+64.9%

By revenue growth

SoFi Technologies, Inc.+40.8%

Home Federal Bancorp+18.7%

Sound Financial Bancorp+9.4%

ECB Bancorp, Inc.-3.1%

By net margin

Navient48.34%—

Home Federal Bancorp25.1%+8.3pp

Sound Financial Bancorp19.07%+5.2pp

ECB Bancorp, Inc.17.33%+25.6pp

SoFi Technologies, Inc.14.78%-3.6pp

Profile

Navient is a financial services company specializing in education finance and loan portfolio management. The company focuses on originating and managing private education loans through its digital-first brand, Earnest, while maximizing cash flows from its legacy portfolio of federally guaranteed student loans. Following a strategic restructuring, the company has transitioned to an outsourced servicing model and divested its business processing divisions to focus on consumer lending and capital allocation.

Competitive position

Navient is a leading player in the private student loan market through its Earnest brand and maintains one of the largest legacy FFELP portfolios in the industry.

GeographiesUnited States

Customer segmentsB2C, Students, Young Professionals

Business modelAsset Management, Lending, Net Interest Income

SuppliersCapital markets for securitization, U.S. Department of Education (guarantor), Third-party loan servicers

CustomersIndividual student borrowers, Institutional investors in asset-backed securities

CountryUnited States of America

Listed2014

Employees4.5K

CEOEdward John Bramson

SectorFinancial Services

IndustryFinancial - Credit Services

Websitenavient.com

FilingsSEC EDGAR

Questions, answered.

What is Navient's market cap?: Navient (NAVI) has a market capitalization of $822.4M and trades on NASDAQ.
Who are Navient's competitors?: Navient's key competitors include Nelnet, Sofi Technologies, Sallie Mae, and others. These companies compete in similar markets and product categories.
Who does Navient partner with?: Navient's notable partners include MOHELA, U.S. Department of Education.
What subsidiaries does Navient have?: Navient's subsidiaries include Earnest.
Where is Navient headquartered?: Navient is headquartered in United States of America and employs approximately 4,500 people. It has been publicly traded since 2014.