What is Navan, Inc. 's credit card receivables?

Navan, Inc. (NAVN) reported credit card receivables of $221.42M in Q1 2026.

What does credit card receivables mean?

This represents the total amount of funds owed to the company by credit card issuers or payment processors resulting from corporate travel and expense transactions. It serves as a measure of liquidity tied up in the payment settlement cycle. Monitoring this balance helps assess the efficiency of the company's payment reconciliation process and potential counterparty risk.

Navan, Inc. NAVN Credit card receivables

Credit card receivables at other companies

Navan, Inc. NAVN

$221.42M—

Mercado LibreMELI

$7.97B—

Mercado LibreMELI

$163M—

Schering-PloughSGP

$2K-97.3%

Colgate-PalmoliveCL

$215M+23.6%

Howmet AerospaceHWM

$164M-13.2%

Other financials

Income statement

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Revenue$220.2M+39.9%

Gross profit$163.1M+45.9%

Operating income-$18.1M-13.9%

Net income-$20.5M+66.5%

EPS (diluted)-$0.08+94.0%

Balance sheet

See full

Cash & equivalents$645.0M+70.1%

Total debt$172.5M—

Total equity$1.2B+204%

Total assets$1.7B—

Cash flow

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Operating cash flow-$6.8M-249%

CapEx$105.0K+16.7%

Free cash flow-$6.9M-255%

Valuation

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Market cap$5.57B—

Enterprise value$5.1B—

P/S7.3×—

Profitability

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Gross margin72.1%—

Operating margin-26%—

Net margin-46.7%—

FCF margin-41.5%—

Returns & leverage

See full

Return on equity-1,572.6%—

Debt / equity0.1×—

Current ratio4.3×—

Where this comes from

Reported directly by Navan, Inc. in its filing.

Tagged under the XBRL concept us-gaap:CreditCardReceivables.

The official record: Navan, Inc. ’s 10-Q, filed June 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Navan, Inc. 's credit card receivables?: Navan, Inc. (NAVN) reported credit card receivables of $221.42M in Q1 2026.
What does credit card receivables mean?: This represents the total amount of funds owed to the company by credit card issuers or payment processors resulting from corporate travel and expense transactions. It serves as a measure of liquidity tied up in the payment settlement cycle. Monitoring this balance helps assess the efficiency of the company's payment reconciliation process and potential counterparty risk.