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Reported July 21, 2026 · After market close

Revenue$129.1MMiss by $6.0M
EPS$0.78Miss by $0.03
Revenue estimate$135.1M
EPS estimate$0.81
“Our teams are well prepared to integrate our most recent acquisition this quarter and are positioned to deliver a seamless experience for clients and associates. We are seeing strong momentum across the franchise, supported by our 12.29% Common Equity Tier 1 ratio, fortress balance sheet, and diversified funding sources, which will continue to drive meaningful long-term value for shareholders.”
Mr. Laney

Next report

Oct 27, 2026 (In 3 weeks)
Revenue estimate$136.2M
EPS estimate$0.84

Financials

Q2 2026

Income statement

See full
Revenue$129.1M+23.5%
Net income$26.5M-22.1%
EPS (diluted)$0.58-34.1%

Balance sheet

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Cash & equivalents$380.7M+28.4%
Total debt$202.0M+271%
Total equity$1.7B+23.4%
Total assets$12.6B+25.9%

Cash flow

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Operating cash flow$135.1M+318%
CapEx$4.1M-29.1%
Free cash flow$131.0M+394%

Valuation & ratios

Valuation

as of 10/02/26
See full
Market cap$1.74B+19.5%
Enterprise value$1.57B+63.2%
P/E17.7×+5.7×
P/S3.8×+0.2×

Profitability

See full
Net margin21.2%-7.7pp
FCF margin31.2%-1.1pp

Returns & leverage

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Return on equity6.5%-2.7pp
Debt / equity0.1×+0.1×

Segments

By product

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Bank Servicing Charges And Other Fees$5.4M+8.7%
Credit And Debit Card$4.6M-2.5%
Other Non Interest Income$1.9M+35.6%

FAQ

When did National Bank Holdings report Q2 2026 earnings?
National Bank Holdings (NBHC) reported Q2 2026 earnings on July 21, 2026 after market close.
What were National Bank Holdings's Q2 2026 revenue and EPS?
National Bank Holdings reported revenue of $129.1M and eps of $0.78 for Q2 2026.
Did National Bank Holdings beat estimates in Q2 2026?
Revenue missed the consensus estimate of $135.1M by $6.0M. EPS missed the consensus estimate of $0.81 by $0.03.
Where can I find National Bank Holdings's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001104659-26-085408) and the 10-Q periodic report (0001104659-26-091272) directly on SEC EDGAR. The filing index links above go to sec.gov.