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National Bank Holdings NBHC Regulatory Requirement Federal Reserve System Minimum Reserve Required

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Other financials

Income statement

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Revenue$129.1M+23.5%
Net income$26.5M-22.1%
EPS (diluted)$0.58-34.1%

Balance sheet

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Cash & equivalents$380.7M+28.4%
Total debt$202.0M+271%
Total equity$1.7B+23.4%
Total assets$12.6B+25.9%

Cash flow

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Operating cash flow$135.1M+318%
CapEx$4.1M-29.1%
Free cash flow$131.0M+394%

Valuation

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Market cap$1.9B+36.6%
Enterprise value$1.72B+49.8%
P/E19.3×+7.6×
P/S4.1×+0.7×

Profitability

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Net margin21.2%-7.7pp
FCF margin31.2%-1.1pp

Returns & leverage

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Return on equity6.5%-2.7pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by National Bank Holdings in its filing.

Tagged under the XBRL concept nbhc:RegulatoryRequirementFederalReserveSystemMinimumReserveRequired.

The source filing: National Bank Holdings’s 10-K, filed February 24, 2026.

Filed
Feb 24, 2026, 4:12 PM EST
Fiscal year
FY2025
Accession
0001104659-26-019119

The Federal Reserve requires cash balances to be maintained at the FRB based on certain deposit levels. At December 31, 2025, the Banks held sufficient cash on hand with the FRB to have met minimum requirements, and as such, no additional reserve was required. The aggregate amount of certificates of deposit in denominations that meet or exceed the FDIC insurance limit of $250 thousand was $324.1 million and $288.3 million at December 31, 2025 and 2024, respectively.

Item 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA.

FAQ

What is National Bank Holdings's regulatory requirement federal reserve system minimum reserve required?
National Bank Holdings (NBHC) reported regulatory requirement federal reserve system minimum reserve required of $0 in Q4 2025.
What does regulatory requirement federal reserve system minimum reserve required mean?
Regulatory Requirement Federal Reserve System Minimum Reserve Required as reported by NATIONAL BANK HOLDINGS CORP..

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