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National Bank Holdings NBHC Interest Expense, Deposits

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Other financials

Income statement

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Revenue$129.1M+23.5%
Net income$26.5M-22.1%
EPS (diluted)$0.58-34.1%

Balance sheet

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Cash & equivalents$380.7M+28.4%
Total debt$202.0M+271%
Total equity$1.7B+23.4%
Total assets$12.6B+25.9%

Cash flow

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Operating cash flow$135.1M+318%
CapEx$4.1M-29.1%
Free cash flow$131.0M+394%

Valuation

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Market cap$1.91B+37.5%
Enterprise value$1.73B+50.9%
P/E19.4×+7.8×
P/S4.1×+0.7×

Profitability

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Net margin21.2%-7.7pp
FCF margin31.2%-1.1pp

Returns & leverage

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Return on equity6.5%-2.7pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by National Bank Holdings in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The source filing: National Bank Holdings’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 5:20 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-091272
Line itemFor the three months ended / June 30, 2026For the three months ended / June 30, 2025For the six months ended / June 30, 2026For the six months ended / June 30, 2025
Interest on interest bearing bank deposits1,7656825,2741,221
Total interest and dividend income162,004131,220321,155261,183
Interest expense:
Interest on deposits48,90041,84597,26983,112
Interest on borrowings3,8121,9665,7923,971
Total interest expense52,71243,811103,06187,083
Net interest income before provision for credit losses109,29287,409218,094174,100
Provision for credit loss expense1,5005,50010,200

Item 1. Financial Statements (Unaudited)

FAQ

What is National Bank Holdings's interest expense, deposits?
National Bank Holdings (NBHC) reported interest expense, deposits of $48.9M in Q2 2026.
How has National Bank Holdings's interest expense, deposits changed year-over-year?
National Bank Holdings's interest expense, deposits increased by 16.9% year-over-year, from $41.85M to $48.9M.
What is the long-term trend for National Bank Holdings's interest expense, deposits?
Over 4 years (2021 to 2025), National Bank Holdings's interest expense, deposits has grown at a 86.7% compound annual growth rate (CAGR), from $13.6M to $165.43M.
What does interest expense, deposits mean?
Interest Expense, Deposits

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