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National Bank Holdings NBHC Unfunded Loan Commitments

Unfunded Loan Commitments at other companies

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Other financials

Income statement

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Revenue$126.8M+24.2%
Net income$20.8M-14.2%
EPS (diluted)$0.46-27.0%

Balance sheet

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Cash & equivalents$472.8M+92.0%
Total debt$202.1M+270%
Total equity$1.7B+25.2%
Total assets$12.6B+24.9%

Cash flow

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Operating cash flow-$56.8M-243%
CapEx$5.5M-46.0%
Free cash flow-$62.3M-312%

Valuation

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Market cap$1.97B+20.9%
Enterprise value$1.7B+17.8%
P/E18.6×+4.0×
P/S4.5×+0.5×

Profitability

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Net margin24.1%-3.4pp
FCF margin9.2%-21.6pp

Returns & leverage

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Return on equity7.1%-1.6pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by National Bank Holdings in its filing.

Tagged under the XBRL concept nbhc:UnfundedLoanCommitments.

The official record: National Bank Holdings’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is National Bank Holdings's unfunded loan commitments?
National Bank Holdings (NBHC) reported unfunded loan commitments of $1.57B in Q1 2026.
How has National Bank Holdings's unfunded loan commitments changed year-over-year?
National Bank Holdings's unfunded loan commitments increased by 19.1% year-over-year, from $1.32B to $1.57B.
What is the long-term trend for National Bank Holdings's unfunded loan commitments?
Over 5 years (2020 to 2025), National Bank Holdings's unfunded loan commitments has grown at a 6.1% compound annual growth rate (CAGR), from $855.88M to $1.15B.
What does unfunded loan commitments mean?
This metric measures the total value of credit facilities and loan agreements that the bank has committed to provide but which have not yet been drawn down by borrowers. It represents a significant off-balance sheet exposure that could impact future liquidity and capital requirements if borrowers exercise these commitments. Monitoring this is essential for assessing the bank's potential future credit risk and funding obligations.