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Nicolet Bankshares NIC Debt-to-equity

Debt-to-equity at other companies

Associated Banc-Corp logo
Associated Banc-CorpASB
0.9×+0.2×
Old National Bancorp logo
Old National BancorpONB
0.0×
Wintrust Financial logo
Wintrust FinancialWTFC
0.5×+0.4×
Northwest Bancshares logo
Northwest BancsharesNWBI
-0.1×
UBS
United BanksharesUBSI
0.1×0.0×
HOM
Home BancSharesHOMB
0.0×

Other financials

Income statement

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Revenue$134.9M+50.8%
Net income$15.2M-53.4%
EPS (diluted)$0.81-61.1%

Balance sheet

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Cash & equivalents$615.5M+7.6%
Total debt$180.0M+14.9%
Total equity$2.3B+90.7%
Total assets$15.6B+73.5%

Cash flow

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Operating cash flow$16.3M-61.1%
CapEx$1.2M+157%
Free cash flow$15.1M-63.5%

Valuation

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Market cap$3.24B+91.7%
Enterprise value$2.8B+121%
P/E24.3×+11.2×
P/S7.4×+2.7×

Profitability

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Net margin30.5%-5.6pp
FCF margin28.2%-10.5pp

Returns & leverage

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Return on equity7.7%-3.7pp

Where this comes from

Calculated from Nicolet Bankshares’s reported figures.

Based on the most recent quarter.

The official record: Nicolet Bankshares’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Nicolet Bankshares's debt-to-equity?
Nicolet Bankshares (NIC) reported debt-to-equity of 0.1× in Q1 2026.
How has Nicolet Bankshares's debt-to-equity changed year-over-year?
Nicolet Bankshares's debt-to-equity decreased by 39.8% year-over-year, from 0.1× to 0.1×.
What is the long-term trend for Nicolet Bankshares's debt-to-equity?
Over 5 years (2020 to 2025), Nicolet Bankshares's debt-to-equity has grown at a 1.0% compound annual growth rate (CAGR), from 0.1× to 0.1×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.