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All outstanding liabilities before 2016, net of reinsuranceCumulative Paid Claims and Claims Adjustment Expenses, net of ReinsuranceDefaultsReinsurance recoverable on unpaid claimsReserve for insurance claims and claim expensesShort-Duration Insurance Contracts, Incurred Claims and Allocated Claim Adjustment Expense, NetShort-Duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, NetTotal of IBNRUnallocated claims adjustment expensesYear 1Year 10Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9