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Nelnet NNI Loan interest — Loan interest

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Other financials

Income statement

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Net income$71.1M-13.8%
EPS (diluted)$1.97-12.8%

Balance sheet

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Cash & equivalents$240.0M+8.8%
Total debt$7.7B-11.1%
Total equity$3.7B+9.1%
Total assets$14.2B-0.1%

Cash flow

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Operating cash flow$73.1M-19.8%
CapEx$11.6M+242%
Free cash flow$61.6M-29.9%

Valuation

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Market cap$4.85B+5.9%
Enterprise value$12.31B+0.4%
P/E11.6×-2.3×

Returns & leverage

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Return on equity11.7%+5.9pp
Debt / equity2.1×-0.5×

Where this comes from

Reported directly by Nelnet in its filing.

Tagged under the XBRL concept nni:InterestAndFeeIncomeLoans.

The source filing: Nelnet’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 4:23 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001258602-26-000033
Line itemReportable Segments / Loan Servicing and Systems (LSS)Reportable Segments / Education Technology Services and Payments (ETSP)Reportable Segments / Asset Generation and ManagementReportable Segments / Nelnet BankTotal Reportable SegmentsReconciling Items / NFS Other Operating SegmentsReconciling Items / Corporate and Other ActivitiesReconciling Items / Eliminations/ ReclassificationsTotal
Interest income:
Loan interest152,35318,671171,024171,024
Investment interest1,1396,11810,65916,56534,4818,5173,136(5,932)40,202
Total interest income1,1396,118163,01235,236205,5058,5173,136(5,932)211,226
Interest expense54895,55717,407113,5121,374629(5,932)109,583
Net interest income5916,11867,45517,82991,9937,1432,507101,643
Less provision for loan losses48,4664,77853,24453,244
Less provision for beneficial interests4,1304,1304,130

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Nelnet's loan interest — loan interest?
Nelnet (NNI) reported loan interest — loan interest of $171.02M in Q1 2026.
How has Nelnet's loan interest — loan interest changed year-over-year?
Nelnet's loan interest — loan interest increased by 2.8% year-over-year, from $166.44M to $171.02M.
What is the long-term trend for Nelnet's loan interest — loan interest?
Over 3 years (2022 to 2025), Nelnet's loan interest — loan interest has grown at a 1.8% compound annual growth rate (CAGR), from $651.21M to $686.09M.
What does loan interest — loan interest mean?
This metric represents the gross interest income generated from the company's portfolio of student and consumer loans. It serves as a primary indicator of the revenue-generating capacity of the asset generation and management segment. Fluctuations in this figure reflect changes in the size of the loan portfolio, interest rate environments, and the underlying credit performance of the serviced assets.

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