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Nelnet NNI Loan interest

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Other financials

Income statement

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Net income$71.1M-13.8%
EPS (diluted)$1.97-12.8%

Balance sheet

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Cash & equivalents$240.0M+8.8%
Total debt$7.7B-11.1%
Total equity$3.7B+9.1%
Total assets$14.2B-0.1%

Cash flow

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Operating cash flow$73.1M-19.8%
CapEx$11.6M+242%
Free cash flow$61.6M-29.9%

Valuation

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Market cap$4.85B+5.9%
Enterprise value$12.31B+0.4%
P/E11.6×-2.3×

Returns & leverage

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Return on equity11.7%+5.9pp
Debt / equity2.1×-0.5×

Where this comes from

Reported directly by Nelnet in its filing.

Tagged under the XBRL concept nni:InterestAndFeeIncomeLoans.

The source filing: Nelnet’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 4:23 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001258602-26-000033
Line itemThree months ended / March 31, 2026Three months ended / March 31, 2025
Interest income:
Loan interest$171,024166,439
Investment interest40,20241,389
Total interest income211,226207,828
Interest expense on bonds and notes payable and bank deposits109,583125,114
Net interest income101,64382,714
Less provision for loan losses53,24415,337
Less provision for beneficial interests4,1301,510

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Nelnet's loan interest?
Nelnet (NNI) reported loan interest of $171.02M in Q1 2026.
How has Nelnet's loan interest changed year-over-year?
Nelnet's loan interest increased by 2.8% year-over-year, from $166.44M to $171.02M.
What is the long-term trend for Nelnet's loan interest?
Over 3 years (2022 to 2025), Nelnet's loan interest has grown at a 1.8% compound annual growth rate (CAGR), from $651.21M to $686.09M.
What does loan interest mean?
This represents the total interest income generated from the company's loan portfolio, including interest earned on student and consumer loans. It serves as a primary indicator of the revenue-generating capacity of the company's core lending and asset management activities.

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