What is NI Holdings's net margin?

NI Holdings (NODK) reported net margin of -1.6% in Q1 2026.

What is the long-term trend for NI Holdings's net margin?

Over 3 years (2020 to 2025), NI Holdings's net margin has grown at a -34.8% compound annual growth rate (CAGR), from 13.2% to -3.7%.

What does net margin mean?

Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

NI Holdings NODK Net margin

Net margin at other companies

ProgressivePGR

12.9%+1.8pp

ChubbCB

18.6%+3.5pp

AllstateALL

17.8%+11.6pp

The Hanover Insurance GroupTHG

10.8%+3.8pp

Safety Insurance GroupSAFT

4.9%-1.4pp

Universal Insurance HoldingsUVE

12.2%+7.9pp

Other financials

Income statement

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Revenue$59.6M-16.6%

Gross profit$15.7M-13.5%

Net income$12.5M+93.6%

EPS (diluted)$0.60+93.5%

Balance sheet

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Cash & equivalents$57.7M+0.9%

Total debt$1.4M-67.2%

Total equity$243.8M+1.0%

Total assets$492.1M-6.3%

Cash flow

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Operating cash flow-$1.9M-119%

CapEx$42.0K+110%

Free cash flow-$1.9M-119%

Valuation

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Market cap$324.43M+26.1%

P/S1.2×+0.4×

Profitability

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Gross margin30.2%-1.8pp

FCF margin-2.4%—

Returns & leverage

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Return on equity-5%-2.1pp

Debt / equity0×0.0×

Where this comes from

Calculated from NI Holdings’s reported figures.

net income/total revenue=-1.6%

Based on trailing twelve months.

The official record: NI Holdings’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NI Holdings's net margin?: NI Holdings (NODK) reported net margin of -1.6% in Q1 2026.
What is the long-term trend for NI Holdings's net margin?: Over 3 years (2020 to 2025), NI Holdings's net margin has grown at a -34.8% compound annual growth rate (CAGR), from 13.2% to -3.7%.
What does net margin mean?: Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.