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Northrim BanCorp NRIM Q4 2025 Annual earnings

Reported January 23, 2026 · After market close

Revenue$51.7MMiss by $1.0M
EPS$0.54Miss by $0.10
Revenue estimate$52.7M
EPS estimate$0.64

Next report

Oct 28, 2026 (In 2 weeks)
Revenue estimate$55.8M
EPS estimate$0.70

Financials

Q4 2025

Income statement

See full
Revenue$51.7M+17.7%
Net income$12.4M+13.9%
EPS (diluted)$0.55+12.2%

Balance sheet

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Total debt$87.7M+1,071%
Total equity$326.5M+22.2%
Total assets$3.3B+8.2%

Cash flow

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Operating cash flow$34.5M—
CapEx$2.2M—
Free cash flow$32.3M—

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$587.83M+37.1%
Enterprise value$675.5M+54.8%
P/E9.1×-2.5×
P/S2.8×0.0×

Profitability

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Net margin30.4%+6.5pp
FCF margin65.1%—

Returns & leverage

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Return on equity21.8%+7.0pp
Debt / equity0.3×+0.2×

Segments

By segment

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Community Banking$44.3M+13.1%
Home Mortgage Lending$11.7M-7.4%
Specialty Finance$7.4M+91.5%

By product

See full
Bankcard fees$1.2M+6.2%
Service charges on deposit accounts$787.0K+26.5%

FAQ

When did Northrim BanCorp report Q4 2025 earnings?
Northrim BanCorp (NRIM) reported Q4 2025 earnings on January 23, 2026 after market close.
What were Northrim BanCorp's Q4 2025 revenue and EPS?
Northrim BanCorp reported revenue of $51.7M and eps of $0.54 for Q4 2025.
Did Northrim BanCorp beat estimates in Q4 2025?
Revenue missed the consensus estimate of $52.7M by $1.0M. EPS missed the consensus estimate of $0.64 by $0.10.
How did Northrim BanCorp's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 5.8% from $54.8M a year earlier and eps grew 10.7% from $0.49.
Where can I find Northrim BanCorp's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001163370-26-000004) and the 10-K periodic report (0001163370-26-000007) directly on SEC EDGAR. The filing index links above go to sec.gov.