What does specialty finance — loans held for sale mean?

This metric quantifies the value of loans originated or acquired by the specialty finance segment that are intended to be sold in the secondary market rather than held to maturity. It provides insight into the segment's liquidity strategy and its reliance on gain-on-sale revenue versus interest income. Fluctuations in this balance often indicate changes in market demand for specific loan products or shifts in the company's capital allocation strategy.

Northrim BanCorp NRIM Specialty Finance — Loans held for sale

Other segment segments

Home Mortgage Lending

$81.18M-49.1%

Community Banking

$0—

Similar metrics at other companies

SMB

SMBKLoans Held For Sale

$7.28M+89.4%

FNBLoans held for sale (includes $317 and $514 measured at fair value (1))

$321M+68.9%

AFRMLoans held for sale

$0-100%

KBHFinancial services — Mortgage loans held for sale

$141.89M-14.4%

STWDCommercial and Residential Lending Segment — Loans held-for-sale face amount

$0—

BKUProceeds From Sale Of Loans Held For Sale

$12M-48.8%

Other financials

Income statement

See full

Revenue$49.5M+11.7%

Net income$13.7M+2.6%

EPS (diluted)$0.61+1.7%

Balance sheet

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Cash & equivalents$406.9M-17.3%

Total debt$93.5M+1,117%

Total equity$335.8M+20.0%

Total assets$3.4B+6.8%

Cash flow

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Operating cash flow$27.2M+64.6%

CapEx$2.9M+1,290%

Free cash flow$24.3M+48.9%

Valuation

See full

Market cap$606.17M+26.8%

P/E9.3×-2.0×

P/S2.8×-0.1×

Profitability

See full

Net margin29.8%+4.3pp

FCF margin67.2%—

Returns & leverage

See full

Return on equity21.1%+4.9pp

Debt / equity0.3×+0.3×

Where this comes from

Reported directly by Northrim BanCorp in its filing.

Tagged under the XBRL concept us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup.

The official record: Northrim BanCorp’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Northrim BanCorp's specialty finance — loans held for sale?: Northrim BanCorp (NRIM) reported specialty finance — loans held for sale of $0 in Q1 2026.
What does specialty finance — loans held for sale mean?: This metric quantifies the value of loans originated or acquired by the specialty finance segment that are intended to be sold in the secondary market rather than held to maturity. It provides insight into the segment's liquidity strategy and its reliance on gain-on-sale revenue versus interest income. Fluctuations in this balance often indicate changes in market demand for specific loan products or shifts in the company's capital allocation strategy.