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Northwest Bancshares NWBI Q4 2025 Annual earnings

Reported January 26, 2026 · After market close

Revenue$179.9MBeat by $5.8MDiluted EPS$0.33Beat by $0.02
Revenue estimate$174.2M
EPS estimate$0.31

Next report

Aug 4, 2026 (in a month)
Revenue estimate$178.9M
EPS estimate$0.33

Financials

Q4 2025

Income statement

See full
Revenue$179.9M+16.6%
Net income$45.7M+39.6%
EPS (diluted)$0.31+19.2%

Balance sheet

See full
Cash & equivalents$233.6M-19.0%
Total debt$50.5M-79.8%
Total equity$1.9B+18.4%
Total assets$16.8B+16.4%

Cash flow

See full
Operating cash flow$6.2M—
CapEx$2.5M+991%
Free cash flow$3.7M—

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$1.75B+4.3%
Enterprise value$1.57B-4.4%
P/E13.9×-2.8×
P/S2.7×-0.5×

Profitability

See full
Net margin19.2%+0.1pp
FCF margin22.6%—

Returns & leverage

See full
Return on equity7.2%+0.9pp
Debt / equity0×-0.1×

Segments

By segment

See full
Banking Segment$240.6M+14.1%

Versus estimates

Revenue

Q1 2026$175.1MBeat by $1.6M
Q4 2025$179.9MBeat by $5.8M
Q3 2025$167.4MBeat by $1.4MQ2 2025$149.5MMiss by $16.1MQ1 2025$155.8MBeat by $10.7MQ4 2024$153.4MBeat by $9.5M

Diluted EPS

Q1 2026$0.35Beat by $0.05
Q4 2025$0.33Beat by $0.02
Q3 2025$0.29Miss by $0.01Q2 2025$0.30Beat by $0.02Q1 2025$0.35Beat by $0.11Q4 2024$0.27Beat by $0.02

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Questions, answered.

When did Northwest Bancshares report Q4 2025 earnings?
Northwest Bancshares (NWBI) reported Q4 2025 earnings on January 26, 2026 after market close.
What were Northwest Bancshares's Q4 2025 revenue and EPS?
Northwest Bancshares reported revenue of $179.9M and diluted EPS of $0.33 for Q4 2025.
Did Northwest Bancshares beat estimates in Q4 2025?
Revenue beat the consensus estimate of $174.2M by $5.8M. EPS beat the consensus estimate of $0.31 by $0.02.
How did Northwest Bancshares's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 17.3% from $153.4M a year earlier and diluted EPS grew 22.2% from $0.27.
Where can I find Northwest Bancshares's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001471265-26-000003) and the 10-K periodic report (0001471265-26-000008) directly on SEC EDGAR. The filing index links above go to sec.gov.