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Northwest Bancshares NWBI Banking Segment — Premises and occupancy costs

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Other financials

Income statement

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Revenue$181.2M+20.5%
Net income$53.5M+59.0%
EPS (diluted)$0.36+38.5%

Balance sheet

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Cash & equivalents$248.5M-7.0%
Total debt$50.5M-79.8%
Total equity$1.9B+17.4%
Total assets$17.2B+18.8%

Cash flow

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Operating cash flow$31.7M
CapEx$5.6M+53.1%
Free cash flow$26.1M

Valuation

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Market cap$2.27B+34.8%
P/E14.8×+3.1×
P/S3.2×+0.4×

Profitability

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Net margin21.7%-2.2pp
FCF margin19.5%

Returns & leverage

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Return on equity8.6%-0.4pp
Debt / equity-0.1×

Where this comes from

Reported directly by Northwest Bancshares in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The source filing: Northwest Bancshares’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:32 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001471265-26-000032
Line itemBanking Segment / Quarter ended June 30, 2026Banking Segment / Quarter ended June 30, 2025Banking Segment / Six months ended June 30, 2026Banking Segment / Six months ended June 30, 2025
Provision for credit losses6,6378,74411,00616,655
Compensation and employee benefits63,47655,213121,806109,753
Processing expenses16,94812,97333,75426,963
Premises and occupancy costs8,4947,12218,35715,522
Professional services3,4903,9907,0136,746
Office operations3,6602,9107,5355,887
Federal deposit insurance premiums(291)2,2962,6044,624
Other segment items (2)8,50613,03617,25219,782

Item 1. FINANCIAL STATEMENTS

FAQ

What is Northwest Bancshares's banking segment — premises and occupancy costs?
Northwest Bancshares (NWBI) reported banking segment — premises and occupancy costs of $8.49M in Q2 2026.
How has Northwest Bancshares's banking segment — premises and occupancy costs changed year-over-year?
Northwest Bancshares's banking segment — premises and occupancy costs increased by 19.3% year-over-year, from $7.12M to $8.49M.
What is the long-term trend for Northwest Bancshares's banking segment — premises and occupancy costs?
Over 3 years (2022 to 2025), Northwest Bancshares's banking segment — premises and occupancy costs has grown at a 2.0% compound annual growth rate (CAGR), from $29.62M to $31.4M.
What does banking segment — premises and occupancy costs mean?
Represents the total expenses incurred for the maintenance, rent, utilities, and property taxes of physical bank branches and administrative offices. This metric reflects the overhead associated with maintaining a physical footprint to support customer-facing banking operations.

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