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Year four at other companies

M&T Bank logo
M&T BankMTB
$10.53B-38.1%
Center Bancorp logo
Center BancorpCNOB
$523.55M
International Bancshares logo
International BancsharesIBOC
$1.71B+42.5%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
First Merchants Corporation logo
First Merchants CorporationFRME
Customers Bancorp logo
Customers BancorpCUBI

Other financials

Income statement

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Revenue$175.1M+12.1%
Net income$50.5M+16.3%
EPS (diluted)$0.340.0%

Balance sheet

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Cash & equivalents$286.7M-18.8%
Total debt$50.5M-79.8%
Total equity$1.9B+16.9%
Total assets$16.9B+17.0%

Cash flow

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Operating cash flow$73.9M-31.4%
CapEx$4.3M+136%
Free cash flow$69.6M-34.3%

Valuation

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Market cap$2.17B+21.0%
P/E16.3×+0.7×
P/S3.2×-0.1×

Profitability

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Net margin19.8%-1.2pp
FCF margin16.6%

Returns & leverage

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Return on equity7.5%+0.3pp
Debt / equity-0.1×

Where this comes from

Reported directly by Northwest Bancshares in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear.

The official record: Northwest Bancshares’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Northwest Bancshares's year four?
Northwest Bancshares (NWBI) reported year four of $1.18B in Q1 2026.
How has Northwest Bancshares's year four changed year-over-year?
Northwest Bancshares's year four decreased by 35.3% year-over-year, from $1.83B to $1.18B.
What is the long-term trend for Northwest Bancshares's year four?
Over 5 years (2020 to 2025), Northwest Bancshares's year four has grown at a 13.4% compound annual growth rate (CAGR), from $919.06M to $1.72B.
What does year four mean?
This represents the portion of financing receivables scheduled to mature or be repaid during the fourth year of the reporting period, excluding accrued interest. It helps investors evaluate the bank's long-term asset-liability matching and the duration risk inherent in the loan portfolio. This metric is useful for assessing how the bank manages its capital over an extended time horizon.