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Origin Bancorp OBK Finance Lease Liabilities

Discontinued — last reported Q4 '25

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Other financials

Income statement

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Revenue$107.6M+28.8%
Net income$33.8M+131%
EPS (diluted)$1.09+132%

Balance sheet

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Cash & equivalents$546.5M+63.6%
Total debt$57.6M-0.6%
Total equity$1.3B+6.2%
Total assets$10.3B+6.2%

Cash flow

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Operating cash flow$40.0M+93.9%
CapEx$9.2M+795%
Free cash flow$30.8M+57.3%

Valuation

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Market cap$1.67B+49.2%
P/E16.7×+0.7×
P/S3.9×+0.7×

Profitability

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Net margin23.5%+3.3pp
FCF margin41.3%+9.2pp

Returns & leverage

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Return on equity8%+1.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Origin Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinanceLeaseLiability.

The source filing: Origin Bancorp’s 10-K, filed February 25, 2026.

Filed
Feb 25, 2026, 3:54 PM EST
Fiscal year
FY2025
Accession
0001516912-26-000011
(Dollars in thousands)December 31, 2025December 31, 2024
Operating lease right of use assets (included in Accrued interest receivable and other assets)$51,883$52,832
Operating lease liabilities (included in Accrued expenses and other liabilities)55,92655,999
Finance lease right of use assets (included in Premises and equipment, net)1,5861,862
Finance lease liabilities (included in Accrued expenses and other liabilities)1,6611,932
Weighted average remaining lease term (years) - operating leases10.3911.18
Weighted average discount rate - operating leases4.29%4.21%

Item 8. Financial Statements and Supplementary Data

FAQ

What is Origin Bancorp's finance lease liabilities?
Origin Bancorp (OBK) reported finance lease liabilities of $1.66M in Q4 2025.
How has Origin Bancorp's finance lease liabilities changed year-over-year?
Origin Bancorp's finance lease liabilities decreased by 14.0% year-over-year, from $1.93M to $1.66M.
What is the long-term trend for Origin Bancorp's finance lease liabilities?
Over 5 years (2020 to 2025), Origin Bancorp's finance lease liabilities has grown at a -12.0% compound annual growth rate (CAGR), from $3.15M to $1.66M.
What does finance lease liabilities mean?
Present value of future payments on leases classified as finance leases under ASC 842 — treated similarly to debt on the balance sheet.

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