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Origin Bancorp OBK FDIC assessments

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Other financials

Income statement

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Revenue$107.6M+28.8%
Net income$33.8M+131%
EPS (diluted)$1.09+132%

Balance sheet

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Cash & equivalents$546.5M+63.6%
Total debt$57.6M-0.6%
Total equity$1.3B+6.2%
Total assets$10.3B+6.2%

Cash flow

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Operating cash flow$40.0M+93.9%
CapEx$9.2M+795%
Free cash flow$30.8M+57.3%

Valuation

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Market cap$1.67B+49.4%
P/E16.7×+0.8×
P/S3.9×+0.7×

Profitability

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Net margin23.5%+3.3pp
FCF margin41.3%+9.2pp

Returns & leverage

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Return on equity8%+1.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Origin Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FederalDepositInsuranceCorporationPremiumExpense.

The source filing: Origin Bancorp’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 2:41 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001516912-26-000046
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Intangible asset amortization1,4841,7682,9693,529
Electronic banking9351,3592,3772,713
Advertising and marketing1,6501,1583,0102,291
Regulatory assessments1,3641,3452,6992,737
Loan-related expense1,0456691,9401,268
Other expense1,6382,1633,9014,538
Total noninterest expense64,41261,983128,209124,051
Income before income tax expense43,11618,65978,39347,208

Item 1. Financial Statements (Unaudited):

FAQ

What is Origin Bancorp's FDIC assessments?
Origin Bancorp (OBK) reported FDIC assessments of $1.36M in Q2 2026.
How has Origin Bancorp's FDIC assessments changed year-over-year?
Origin Bancorp's FDIC assessments increased by 1.4% year-over-year, from $1.35M to $1.36M.
What is the long-term trend for Origin Bancorp's FDIC assessments?
Over 4 years (2021 to 2025), Origin Bancorp's FDIC assessments has grown at a 17.5% compound annual growth rate (CAGR), from $2.9M to $5.53M.
What does FDIC assessments mean?
Represents the periodic assessments paid to the Federal Deposit Insurance Corporation to insure customer deposits. These regulatory costs are mandatory for depository institutions and are calculated based on the bank's deposit base and risk profile. It serves as a necessary cost of maintaining a stable and trusted deposit-taking business model.

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