How has Onity Group's servicing — MSR valuation adjustments, net changed year-over-year?

Onity Group's servicing — MSR valuation adjustments, net increased by 92.1% year-over-year, from $41.9M to $80.5M.

What does servicing — MSR valuation adjustments, net mean?

This represents the net impact of changes in the fair value of Mortgage Servicing Rights (MSRs) due to shifts in market valuation inputs such as interest rates, prepayment assumptions, and discount rates. These adjustments reflect the non-cash volatility inherent in holding servicing assets on the balance sheet. It is a critical metric for understanding the sensitivity of the company's asset values to macroeconomic conditions.

Onity Group (ONIT) Servicing — MSR valuation adjustments, net

Screener

Other segment segments

Originations

-$11.5M-283%

Corporate Segment and Other Operating Segment

$0—

Similar metrics at other companies

TRMKServicing Asset At Fair Value Changes In Fair Value Resulting From Changes In Valuation Inputs

-$3.53M+1.8%

NRIMCommunity Banking — Due to changes in model inputs of assumptions

$0—

NRIMHome Mortgage Lending — Due to changes in model inputs of assumptions

$463K+244%

NRIMSpecialty Finance — Due to changes in model inputs of assumptions

$0—

NLYMSR — Net Servicing Income

$157.22M+23.7%

SHBIMortgage Servicing Rights (MSRs), Gain (Loss) On Valuation Adjustments

-$159K+51.8%

Other financials

Income statement

See full

Revenue$294.3M+17.8%

Net income$7.6M-65.6%

EPS (diluted)$0.74-70.4%

Balance sheet

See full

Cash & equivalents$182.5M+2.5%

Total debt$2.2B+38.8%

Total equity$629.2M+36.7%

Total assets$17.7B+9.1%

Cash flow

See full

Operating cash flow-$1.6B-974%

CapEx$100.0K-66.7%

Free cash flow-$1.6B-971%

Valuation

See full

Market cap$323.49M+2.8%

Enterprise value$2.34B+0.8%

P/E1.9×—

P/S0.3×0.0×

Profitability

See full

Net margin15.7%—

FCF margin-97.9%-126pp

Returns & leverage

See full

Return on equity32.1%—

Debt / equity3.5×+0.1×

Where this comes from

Reported directly by Onity Group in its filing.

Tagged under the XBRL concept us-gaap:ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputs.

The source filing: Onity Group’s 10-Q, filed May 5, 2026.

Filed: May 5, 2026, 5:30 PM EDT
Fiscal quarter: Q1 FY2026
Calendar quarter: Q1 2026
Accession: 0001628280-26-030753

Financial information for our segments prepared under GAAP is as follows: / Results of Operations	Financial information for our segments prepared under GAAP is as follows: / Three Months Ended March 31, 2026 / Servicing	Financial information for our segments prepared under GAAP is as follows: / Three Months Ended March 31, 2026 / Originations	Three Months Ended March 31, 2026 / Corporate	Business Segments Consolidated
Gain (loss) on loans held for sale, net	(2.7)	36.9	—	34.1
Other revenue, net	6.5	12.6	—	19.1
Revenue	240.3	53.9	—	294.3
MSR valuation adjustments, net	(80.5)	11.5	—	(69.0)
Operating expenses
Compensation and benefits	23.2	20.8	25.7	69.7
Servicing and origination	15.2	3.3	—	18.5
Technology and communications	8.3	2.8	6.4	17.5

ITEM 1. UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS

FAQ

What is Onity Group's servicing — MSR valuation adjustments, net?: Onity Group (ONIT) reported servicing — MSR valuation adjustments, net of $80.5M in Q1 2026.
How has Onity Group's servicing — MSR valuation adjustments, net changed year-over-year?: Onity Group's servicing — MSR valuation adjustments, net increased by 92.1% year-over-year, from $41.9M to $80.5M.
What does servicing — MSR valuation adjustments, net mean?: This represents the net impact of changes in the fair value of Mortgage Servicing Rights (MSRs) due to shifts in market valuation inputs such as interest rates, prepayment assumptions, and discount rates. These adjustments reflect the non-cash volatility inherent in holding servicing assets on the balance sheet. It is a critical metric for understanding the sensitivity of the company's asset values to macroeconomic conditions.