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Old Republic International

ORI

Old Republic International Corporation is a multi-line insurance holding company that provides specialized property and liability insurance and title insurance products.

Market cap
$10.82B+20.8%
Revenue$9.7B+12.1%
Net income$1.1B+27.4%
EPS (diluted)$4.56+29.2%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$2.5B
EPS estimate$0.77

Financials

Q2 2026

Income statement

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Revenue$2.5B+13.4%
Net income$322.3M+57.7%
EPS (diluted)$1.31+61.7%

Balance sheet

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Cash & equivalents$417.7M+135%
Total debt$2.3B+43.7%
Total equity$6.1B-1.8%
Total assets$31.6B+8.0%

Valuation & ratios

Valuation

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Market cap$10.82B+20.8%
Enterprise value$12.68B+22.1%
P/E9.5×-0.5×
P/S1.1×+0.1×

Profitability

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Net margin11.7%+1.4pp

Returns & leverage

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Return on equity18.6%+3.9pp
Debt / equity0.4×+0.1×

Competitors

Profile

Old Republic International Corporation is a multi-line insurance holding company that provides specialized property and liability insurance and title insurance products. The company operates through a decentralized structure of specialized subsidiaries, focusing on niche commercial markets and risk-sharing relationships with customers and sponsoring organizations. Its core value proposition centers on underwriting expertise in long-tail liability lines and a conservative investment strategy focused on high-quality, investment-grade securities.

Competitive position

A leading specialist insurer with a decentralized model and a long-standing history of dividend payments and conservative capital management.

GeographiesUnited States, Canada
Customer segmentsCommercial enterprises, Small farmowners, Agricultural operations, Real estate professionals
Business modelB2B Insurance, Risk-sharing/Captive management, Agency-based distribution
SuppliersIndependent insurance agents, Independent title agents, Reinsurance providers, Investment-grade security issuers
CustomersCommercial trucking fleets, Construction contractors, Homebuyers, Commercial real estate investors, Financial institutions
Listed1975
Employees9.2K
CEOCraig Richard Smiddy
FilingsSEC EDGAR

Questions, answered.

What is Old Republic International's market cap?
Old Republic International (ORI) has a market capitalization of $10.8B and trades on NYSE.
What is Old Republic International's revenue and profitability?
Old Republic International generated $9.7B in trailing twelve-month revenue with net income of $1.1B, representing a net margin of 11.7%. These figures are based on the Q2 2026 filing.
Who are Old Republic International's competitors?
Old Republic International's key competitors include Travelers Companies, First American Financial, Fidelity National Financial, and others. These companies compete in similar markets and product categories.
Who does Old Republic International partner with?
Old Republic International's notable partners include Day One Insurance, Inc., Hannover Ruckversicherungs, Archway Insurance, Ltd., and others.
What subsidiaries does Old Republic International have?
Old Republic International's subsidiaries include Everett Cash Mutual Insurance Co..
Where is Old Republic International headquartered?
Old Republic International is headquartered in United States of America and employs approximately 9,200 people. It has been publicly traded since 1975.