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Prosperity Bancshares PB Nonsufficient Funds Fees

Nonsufficient Funds Fees at other companies

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$40.25K-1.8%
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-$1.25M+1.4%
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$53K+1.9%
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$2.09M+6.9%

Other financials

Income statement

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Revenue$391.3M+25.9%
Net income$168.6M+24.7%
EPS (diluted)$1.67+17.6%

Balance sheet

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Cash & equivalents$1.7B+29.0%
Total debt$31.4M+5.4%
Total equity$8.3B+9.3%
Total assets$43.9B+14.2%

Cash flow

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Operating cash flow$162.4M+65.5%
CapEx$4.6M-28.7%
Free cash flow$157.9M+72.0%

Valuation

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Market cap$8.89B+42.4%
Enterprise value$7.24B+45.7%
P/E15.8×+3.9×
P/S6.4×+1.3×

Profitability

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Net margin40.4%-2.2pp
FCF margin42.4%

Returns & leverage

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Return on equity7.1%0.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Prosperity Bancshares in its filing.

Tagged under the XBRL concept pb:NonsufficientFundsFees.

The source filing: Prosperity Bancshares’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:33 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-338254
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
PROVISION FOR CREDIT LOSSES
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES330,550267,722651,700533,104
NONINTEREST INCOME:
Nonsufficient funds (NSF) fees11,3498,88522,21618,032
Credit card, debit card and ATM card income10,3039,76119,78618,500
Service charges on deposit accounts9,2357,64517,91515,053
Trust income4,9433,8599,8657,460
Mortgage income1,3639652,6431,974

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Prosperity Bancshares's nonsufficient funds fees?
Prosperity Bancshares (PB) reported nonsufficient funds fees of $11.35M in Q2 2026.
How has Prosperity Bancshares's nonsufficient funds fees changed year-over-year?
Prosperity Bancshares's nonsufficient funds fees increased by 27.7% year-over-year, from $8.89M to $11.35M.
What is the long-term trend for Prosperity Bancshares's nonsufficient funds fees?
Over 4 years (2021 to 2025), Prosperity Bancshares's nonsufficient funds fees has grown at a 6.1% compound annual growth rate (CAGR), from $29.61M to $37.55M.
What does nonsufficient funds fees mean?
This represents fee income generated from customer accounts that lack sufficient funds to cover transactions or checks. It is a component of noninterest income that reflects the bank's retail service activity and fee-based revenue streams. While a source of income, trends in these fees are often monitored for regulatory and consumer sentiment implications.

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