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PCB Bancorp PCB Business Segments — Total Costs & Expenses

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Other financials

Income statement

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Revenue$30.7M+4.8%
Net income$10.5M+15.8%
EPS (diluted)$0.73+17.7%

Balance sheet

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Cash & equivalents$265.2M+0.6%
Total debt$27.7M+41.0%
Total equity$400.5M+6.4%
Total assets$3.5B+5.0%

Cash flow

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Operating cash flow$1.4M-72.4%
CapEx$108.0K-89.9%
Free cash flow$1.2M-67.5%

Valuation

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Market cap$386.93M+28.3%
Enterprise value$149.43M+159%
P/E9.3×-0.3×
P/S3.2×+0.4×

Profitability

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Net margin34.7%+5.3pp
FCF margin33.9%+14.0pp

Returns & leverage

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Return on equity10.8%+2.1pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by PCB Bancorp in its filing.

Tagged under the XBRL concept us-gaap:CostsAndExpenses.

The source filing: PCB Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001423869-26-000027
($ in thousands)As of or For the Three Months Ended June 30, 2026As of or For the Three Months Ended June 30, 2025As of or For the Six Months Ended June 30, 2026As of or For the Six Months Ended June 30, 2025
Premises expense1,8611,8313,6153,556
Depreciation expense5085481,0311,112
Other expense3,1933,6066,0106,716
Total expense16,03916,61631,32032,688
Income before income taxes14,65812,67129,56123,462
Income taxes4,1513,6008,4016,656
Net income$10,507$9,071$21,160$16,806
Earnings per share, diluted$0.73$0.62$1.47$1.15

Item 1 - Consolidated Financial Statements

FAQ

What is PCB Bancorp's business segments — total costs & expenses?
PCB Bancorp (PCB) reported business segments — total costs & expenses of $16.04M in Q2 2026.
How has PCB Bancorp's business segments — total costs & expenses changed year-over-year?
PCB Bancorp's business segments — total costs & expenses decreased by 3.5% year-over-year, from $16.62M to $16.04M.
What is the long-term trend for PCB Bancorp's business segments — total costs & expenses?
Over 3 years (2022 to 2025), PCB Bancorp's business segments — total costs & expenses has grown at a 4.9% compound annual growth rate (CAGR), from $54.73M to $63.23M.
What does business segments — total costs & expenses mean?
The aggregate of all operating costs incurred by the business segment to generate revenue, including personnel, occupancy, and administrative expenses. This metric is essential for evaluating the overall cost structure and operational scale of the segment.

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