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PCB Bancorp PCB Business Segments — Interest Expense

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Other financials

Income statement

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Revenue$30.7M+4.8%
Net income$10.5M+15.8%
EPS (diluted)$0.73+17.7%

Balance sheet

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Cash & equivalents$265.2M+0.6%
Total debt$27.7M+41.0%
Total equity$400.5M+6.4%
Total assets$3.5B+5.0%

Cash flow

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Operating cash flow$1.4M-72.4%
CapEx$108.0K-89.9%
Free cash flow$1.2M-67.5%

Valuation

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Market cap$386.93M+28.3%
Enterprise value$149.43M+159%
P/E9.3×-0.3×
P/S3.2×+0.4×

Profitability

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Net margin34.7%+5.3pp
FCF margin33.9%+14.0pp

Returns & leverage

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Return on equity10.8%+2.1pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by PCB Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The source filing: PCB Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001423869-26-000027
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Interest expense:
Deposits21,79522,50543,27345,069
Borrowings7518131,294858
Total interest expense22,54623,31844,56745,927
Net interest income27,49425,99054,30450,273
Provision for credit losses9261,7871,3933,385
Net interest income after provision for credit losses26,56824,20352,91146,888
Noninterest income:

Item 1 - Consolidated Financial Statements

FAQ

What is PCB Bancorp's business segments — interest expense?
PCB Bancorp (PCB) reported business segments — interest expense of $22.55M in Q2 2026.
How has PCB Bancorp's business segments — interest expense changed year-over-year?
PCB Bancorp's business segments — interest expense decreased by 3.3% year-over-year, from $23.32M to $22.55M.
What is the long-term trend for PCB Bancorp's business segments — interest expense?
Over 3 years (2022 to 2025), PCB Bancorp's business segments — interest expense has grown at a 97.7% compound annual growth rate (CAGR), from $12.12M to $93.66M.
What does business segments — interest expense mean?
This reflects the total interest paid on deposits, borrowings, and other interest-bearing liabilities attributable to the reportable segment. It measures the cost of funding the segment's operations and is a critical component in determining the net interest margin.

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