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PCB Bancorp PCB Business Segments — Interest Income

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Other financials

Income statement

See full
Revenue$30.7M+4.8%
Net income$10.5M+15.8%
EPS (diluted)$0.73+17.7%

Balance sheet

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Cash & equivalents$265.2M+0.6%
Total debt$27.7M+41.0%
Total equity$400.5M+6.4%
Total assets$3.5B+5.0%

Cash flow

See full
Operating cash flow$1.4M-72.4%
CapEx$108.0K-89.9%
Free cash flow$1.2M-67.5%

Valuation

See full
Market cap$391.42M+28.3%
Enterprise value$153.93M+159%
P/E9.4×-0.3×
P/S3.3×+0.4×

Profitability

See full
Net margin34.7%+5.3pp
FCF margin33.9%+14.0pp

Returns & leverage

See full
Return on equity10.8%+2.1pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by PCB Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeOperating.

The source filing: PCB Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001423869-26-000027
($ in thousands)As of or For the Three Months Ended June 30, 2026As of or For the Three Months Ended June 30, 2025As of or For the Six Months Ended June 30, 2026As of or For the Six Months Ended June 30, 2025
Revenue
Interest income$50,040$49,308$98,871$96,200
Interest expense22,54623,31844,56745,927
Net interest income27,49425,99054,30450,273
Gain on sale of loans1,1821,4652,5912,352
Other income2,0211,8323,9863,525
Total revenue, net of interest expense30,69729,28760,88156,150
Expenses

Item 1 - Consolidated Financial Statements

FAQ

What is PCB Bancorp's business segments — interest income?
PCB Bancorp (PCB) reported business segments — interest income of $50.04M in Q2 2026.
How has PCB Bancorp's business segments — interest income changed year-over-year?
PCB Bancorp's business segments — interest income increased by 1.5% year-over-year, from $49.31M to $50.04M.
What is the long-term trend for PCB Bancorp's business segments — interest income?
Over 3 years (2022 to 2025), PCB Bancorp's business segments — interest income has grown at a 24.7% compound annual growth rate (CAGR), from $101.75M to $197.54M.
What does business segments — interest income mean?
This represents the total interest and fees earned on loans, investment securities, and other interest-earning assets within the reportable business segment. It serves as a primary indicator of the segment's asset-generating capacity and core banking revenue stream.

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