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PCB Bancorp PCB Business Segments — Net Income

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Other financials

Income statement

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Revenue$30.7M+4.8%
Net income$10.5M+15.8%
EPS (diluted)$0.73+17.7%

Balance sheet

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Cash & equivalents$265.2M+0.6%
Total debt$27.7M+41.0%
Total equity$400.5M+6.4%
Total assets$3.5B+5.0%

Cash flow

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Operating cash flow$1.4M-72.4%
CapEx$108.0K-89.9%
Free cash flow$1.2M-67.5%

Valuation

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Market cap$391.42M+29.8%
Enterprise value$153.93M+167%
P/E9.4×-0.2×
P/S3.3×+0.4×

Profitability

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Net margin34.7%+5.3pp
FCF margin33.9%+14.0pp

Returns & leverage

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Return on equity10.8%+2.1pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by PCB Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: PCB Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001423869-26-000027
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Total noninterest expense15,11314,82929,92729,303
Income before income taxes14,65812,67129,56123,462
Income tax expense4,1513,6008,4016,656
Net income10,5079,07121,16016,806
Preferred stock dividends8787173127
Net income available to common shareholders$10,420$8,984$20,987$16,679
Earnings per common share, basic$0.73$0.63$1.48$1.16
Earnings per common share, diluted$0.73$0.62$1.47$1.15

Item 1 - Consolidated Financial Statements

FAQ

What is PCB Bancorp's business segments — net income?
PCB Bancorp (PCB) reported business segments — net income of $10.51M in Q2 2026.
How has PCB Bancorp's business segments — net income changed year-over-year?
PCB Bancorp's business segments — net income increased by 15.8% year-over-year, from $9.07M to $10.51M.
What is the long-term trend for PCB Bancorp's business segments — net income?
Over 3 years (2022 to 2025), PCB Bancorp's business segments — net income has grown at a 2.3% compound annual growth rate (CAGR), from $34.99M to $37.45M.
What does business segments — net income mean?
The final bottom-line profit generated by the business segment after all operating expenses, provisions for credit losses, and income taxes are deducted. It serves as the primary indicator of the segment's overall financial contribution to the parent company.

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