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PCB Bancorp PCB Business Segments — Premises expense

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ABUSReportable Segment — Other segment expense
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Other financials

Income statement

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Revenue$30.7M+4.8%
Net income$10.5M+15.8%
EPS (diluted)$0.73+17.7%

Balance sheet

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Cash & equivalents$265.2M+0.6%
Total debt$27.7M+41.0%
Total equity$400.5M+6.4%
Total assets$3.5B+5.0%

Cash flow

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Operating cash flow$1.4M-72.4%
CapEx$108.0K-89.9%
Free cash flow$1.2M-67.5%

Valuation

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Market cap$386.93M+28.3%
Enterprise value$149.43M+159%
P/E9.3×-0.3×
P/S3.2×+0.4×

Profitability

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Net margin34.7%+5.3pp
FCF margin33.9%+14.0pp

Returns & leverage

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Return on equity10.8%+2.1pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by PCB Bancorp in its filing.

Tagged under the XBRL concept pcb:PremisesExpense.

The source filing: PCB Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001423869-26-000027
($ in thousands)As of or For the Three Months Ended June 30, 2026As of or For the Three Months Ended June 30, 2025As of or For the Six Months Ended June 30, 2026As of or For the Six Months Ended June 30, 2025
Expenses
Provision for credit losses9261,7871,3933,385
Salaries and employee benefits9,5518,84419,27117,919
Premises expense1,8611,8313,6153,556
Depreciation expense5085481,0311,112
Other expense3,1933,6066,0106,716
Total expense16,03916,61631,32032,688
Income before income taxes14,65812,67129,56123,462

Item 1 - Consolidated Financial Statements

FAQ

What is PCB Bancorp's business segments — premises expense?
PCB Bancorp (PCB) reported business segments — premises expense of $1.86M in Q2 2026.
How has PCB Bancorp's business segments — premises expense changed year-over-year?
PCB Bancorp's business segments — premises expense increased by 1.6% year-over-year, from $1.83M to $1.86M.
What is the long-term trend for PCB Bancorp's business segments — premises expense?
Over 3 years (2022 to 2025), PCB Bancorp's business segments — premises expense has grown at a 12.9% compound annual growth rate (CAGR), from $4.88M to $7.03M.
What does business segments — premises expense mean?
This includes costs associated with the physical facilities, such as rent, utilities, maintenance, and property taxes, utilized by the segment. It serves as a measure of the overhead required to maintain the segment's physical footprint and service delivery channels.

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