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PCB Bancorp PCB Business Segments — Revenues, Net of Interest Expense

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Other financials

Income statement

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Revenue$30.7M+4.8%
Net income$10.5M+15.8%
EPS (diluted)$0.73+17.7%

Balance sheet

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Cash & equivalents$265.2M+0.6%
Total debt$27.7M+41.0%
Total equity$400.5M+6.4%
Total assets$3.5B+5.0%

Cash flow

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Operating cash flow$1.4M-72.4%
CapEx$108.0K-89.9%
Free cash flow$1.2M-67.5%

Valuation

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Market cap$391.42M+29.8%
Enterprise value$153.93M+167%
P/E9.4×-0.2×
P/S3.3×+0.4×

Profitability

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Net margin34.7%+5.3pp
FCF margin33.9%+14.0pp

Returns & leverage

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Return on equity10.8%+2.1pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by PCB Bancorp in its filing.

Tagged under the XBRL concept us-gaap:RevenuesNetOfInterestExpense.

The source filing: PCB Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001423869-26-000027
($ in thousands)As of or For the Three Months Ended June 30, 2026As of or For the Three Months Ended June 30, 2025As of or For the Six Months Ended June 30, 2026As of or For the Six Months Ended June 30, 2025
Net interest income27,49425,99054,30450,273
Gain on sale of loans1,1821,4652,5912,352
Other income2,0211,8323,9863,525
Total revenue, net of interest expense30,69729,28760,88156,150
Expenses
Provision for credit losses9261,7871,3933,385
Salaries and employee benefits9,5518,84419,27117,919
Premises expense1,8611,8313,6153,556

Item 1 - Consolidated Financial Statements

FAQ

What is PCB Bancorp's business segments — revenues, net of interest expense?
PCB Bancorp (PCB) reported business segments — revenues, net of interest expense of $30.7M in Q2 2026.
How has PCB Bancorp's business segments — revenues, net of interest expense changed year-over-year?
PCB Bancorp's business segments — revenues, net of interest expense increased by 4.8% year-over-year, from $29.29M to $30.7M.
What is the long-term trend for PCB Bancorp's business segments — revenues, net of interest expense?
Over 2 years (2023 to 2025), PCB Bancorp's business segments — revenues, net of interest expense has grown at a 8.0% compound annual growth rate (CAGR), from $99.19M to $115.71M.
What does business segments — revenues, net of interest expense mean?
This metric represents the total net revenue generated by the segment, calculated as net interest income plus non-interest income. It provides a comprehensive view of the segment's top-line performance after accounting for the cost of funds.

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