Question 1

What is PCB Bancorp's total noninterest expense?

Accepted Answer

PCB Bancorp (PCB) reported total noninterest expense of $15.11M in Q2 2026.

Question 2

How has PCB Bancorp's total noninterest expense changed year-over-year?

Accepted Answer

PCB Bancorp's total noninterest expense increased by 1.9% year-over-year, from $14.83M to $15.11M.

Question 3

What is the long-term trend for PCB Bancorp's total noninterest expense?

Accepted Answer

Over 4 years (2021 to 2025), PCB Bancorp's total noninterest expense has grown at a 8.2% compound annual growth rate (CAGR), from $43.21M to $59.2M.

Question 4

What does total noninterest expense mean?

Accepted Answer

This metric aggregates all operating expenses incurred by the bank, excluding interest expense, such as personnel costs, occupancy, technology, and professional fees. It serves as a primary measure of the bank's operational efficiency and cost management discipline. A lower ratio relative to revenue indicates a more efficient operating model and higher potential for profitability.

Line item	Three Months Ended June 30, 2026	Three Months Ended June 30, 2025	Six Months Ended June 30, 2026	Six Months Ended June 30, 2025
Director fees and expenses	223	225	446	451
Regulatory assessments	368	358	729	702
Other expense	1,169	1,304	2,075	2,640
Total noninterest expense	15,113	14,829	29,927	29,303
Income before income taxes	14,658	12,671	29,561	23,462
Income tax expense	4,151	3,600	8,401	6,656
Net income	10,507	9,071	21,160	16,806
Preferred stock dividends	87	87	173	127

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PCB Bancorp PCB Total noninterest expense