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Ponce Financial Group, Inc. PDLB Financing Receivable Impaired Related Allowance

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Other financials

Income statement

See full
Revenue$31.6M+19.3%
Net income$8.5M+39.3%
EPS (diluted)$0.35+40.0%

Balance sheet

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Cash & equivalents$25.6M-28.5%
Total debt$862.0M+12.4%
Total equity$561.0M+7.7%
Total assets$3.5B+10.8%

Cash flow

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Operating cash flow$8.0M+30.3%
CapEx$3.0K-98.8%
Free cash flow$8.0M+35.8%

Valuation

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Market cap$487.39M+51.8%
Enterprise value$1.32B+25.9%
P/E14.4×-4.0×
P/S4.1×+0.6×

Profitability

See full
Net margin28.1%+9.6pp
FCF margin48%+20.1pp

Returns & leverage

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Return on equity6.2%+2.8pp
Debt / equity1.5×+0.1×

Where this comes from

Reported directly by Ponce Financial Group, Inc. in its filing.

Tagged under the XBRL concept pdlb:FinancingReceivableImpairedRelatedAllowance.

The source filing: Ponce Financial Group, Inc.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 10:53 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-334218
As of and For the Six Months Ended / June 30, 2026Unpaid / Principal / BalanceRecorded Investment / With No / AllowanceRecorded Investment / With / AllowanceTotal / Recorded / InvestmentRelated / AllowanceAverage / Recorded / InvestmentInterest Income / Recognized / on a Cash Basis
Nonmortgage loans:
Business777777773913
Consumer
Total$23,604$23,491$77$23,568$77$23,595$275
UnpaidRecordedInvestmentRecordedInvestmentTotalAverageInterest Income
As of and For the Six Months EndedPrincipalWith NoWithRecordedRelatedRecordedRecognized
June 30, 2025BalanceAllowanceAllowanceInvestmentAllowanceInvestmenton a Cash Basis
(in thousands)

Item 1. Consolidated Financial Statements.

FAQ

What is Ponce Financial Group, Inc.'s financing receivable impaired related allowance?
Ponce Financial Group, Inc. (PDLB) reported financing receivable impaired related allowance of $77K in Q2 2026.
How has Ponce Financial Group, Inc.'s financing receivable impaired related allowance changed year-over-year?
Ponce Financial Group, Inc.'s financing receivable impaired related allowance decreased by 72.1% year-over-year, from $276K to $77K.
What is the long-term trend for Ponce Financial Group, Inc.'s financing receivable impaired related allowance?
Over 3 years (2022 to 2025), Ponce Financial Group, Inc.'s financing receivable impaired related allowance has grown at a 50.4% compound annual growth rate (CAGR), from $196K to $667K.
What does financing receivable impaired related allowance mean?
Financing Receivable Impaired Related Allowance as reported by Ponce Financial Group, Inc. Common Stock.

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