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Ponce Financial Group, Inc. PDLB Financing Receivable Number Of Loan Modifications

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Other financials

Income statement

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Revenue$31.6M+19.3%
Net income$8.5M+39.3%
EPS (diluted)$0.35+40.0%

Balance sheet

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Cash & equivalents$25.6M-28.5%
Total debt$862.0M+12.4%
Total equity$561.0M+7.7%
Total assets$3.5B+10.8%

Cash flow

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Operating cash flow$8.0M+30.3%
CapEx$3.0K-98.8%
Free cash flow$8.0M+35.8%

Valuation

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Market cap$494.88M+54.2%
Enterprise value$1.33B+26.6%
P/E14.7×-3.8×
P/S4.1×+0.7×

Profitability

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Net margin28.1%+9.6pp
FCF margin48%+20.1pp

Returns & leverage

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Return on equity6.2%+2.8pp
Debt / equity1.5×+0.1×

Where this comes from

Reported directly by Ponce Financial Group, Inc. in its filing.

Tagged under the XBRL concept pdlb:FinancingReceivableNumberOfLoanModifications.

The source filing: Ponce Financial Group, Inc.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 10:53 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-334218

The Company adopted Accounting Standards Update (“ASU”) 2022-02 on January 1, 2023. Since adoption, the Company has modified one loan with borrowers experiencing financial difficulty. These modifications may include a reduction in interest rate, an extension in term, principal forgiveness and/or other than insignificant payment delay. At June 30, 2026 and December 31, 2025, there was one loan in the amount of $0.2 million with modifications to a borrower experiencing financial difficulty.

Item 1. Consolidated Financial Statements.

FAQ

What is Ponce Financial Group, Inc.'s financing receivable number of loan modifications?
Ponce Financial Group, Inc. (PDLB) reported financing receivable number of loan modifications of $1 in Q2 2026.
How has Ponce Financial Group, Inc.'s financing receivable number of loan modifications changed year-over-year?
Ponce Financial Group, Inc.'s financing receivable number of loan modifications decreased by 0.0% year-over-year, from $1 to $1.
What does financing receivable number of loan modifications mean?
Financing Receivable Number Of Loan Modifications as reported by Ponce Financial Group, Inc. Common Stock.

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