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Ponce Financial Group, Inc. PDLB Troubled Debt Restructured Loans

Troubled Debt Restructured Loans at other companies

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Other financials

Income statement

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Revenue$31.6M+19.3%
Net income$8.5M+39.3%
EPS (diluted)$0.35+40.0%

Balance sheet

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Cash & equivalents$25.6M-28.5%
Total debt$862.0M+12.4%
Total equity$561.0M+7.7%
Total assets$3.5B+10.8%

Cash flow

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Operating cash flow$8.0M+30.3%
CapEx$3.0K-98.8%
Free cash flow$8.0M+35.8%

Valuation

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Market cap$485.45M+50.4%
Enterprise value$1.32B+25.5%
P/E14.4×-4.1×
P/S4.1×+0.6×

Profitability

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Net margin28.1%+9.6pp
FCF margin48%+20.1pp

Returns & leverage

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Return on equity6.2%+2.8pp
Debt / equity1.5×+0.1×

Where this comes from

Reported directly by Ponce Financial Group, Inc. in its filing.

Tagged under the XBRL concept pdlb:TroubledDebtRestructuredLoans.

The source filing: Ponce Financial Group, Inc.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 10:53 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-334218

At June 30, 2026 and December 31, 2025, there were 13 and 14 troubled debt restructured loans totaling $3.5 million and $3.6 million, respectively, of which $3.1 million and $3.2 million are on accrual status at June 30, 2026 and December 31, 2025, respectively. There were no commitments to lend additional funds to borrowers whose loans have been modified in a troubled debt restructuring.

Item 1. Consolidated Financial Statements.

FAQ

What is Ponce Financial Group, Inc.'s troubled debt restructured loans?
Ponce Financial Group, Inc. (PDLB) reported troubled debt restructured loans of $3.5M in Q2 2026.
How has Ponce Financial Group, Inc.'s troubled debt restructured loans changed year-over-year?
Ponce Financial Group, Inc.'s troubled debt restructured loans decreased by 32.7% year-over-year, from $5.2M to $3.5M.
What is the long-term trend for Ponce Financial Group, Inc.'s troubled debt restructured loans?
Over 5 years (2020 to 2025), Ponce Financial Group, Inc.'s troubled debt restructured loans has grown at a -18.0% compound annual growth rate (CAGR), from $9.7M to $3.6M.
What does troubled debt restructured loans mean?
Troubled Debt Restructured Loans as reported by Ponce Financial Group, Inc. Common Stock.

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