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Ponce Financial Group, Inc. PDLB Interest expense on outstanding borrowings

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Other financials

Income statement

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Revenue$31.6M+19.3%
Net income$8.5M+39.3%
EPS (diluted)$0.35+40.0%

Balance sheet

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Cash & equivalents$25.6M-28.5%
Total debt$862.0M+12.4%
Total equity$561.0M+7.7%
Total assets$3.5B+10.8%

Cash flow

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Operating cash flow$8.0M+30.3%
CapEx$3.0K-98.8%
Free cash flow$8.0M+35.8%

Valuation

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Market cap$485.45M+50.4%
Enterprise value$1.32B+25.5%
P/E14.4×-4.1×
P/S4.1×+0.6×

Profitability

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Net margin28.1%+9.6pp
FCF margin48%+20.1pp

Returns & leverage

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Return on equity6.2%+2.8pp
Debt / equity1.5×+0.1×

Where this comes from

Reported directly by Ponce Financial Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseBorrowings.

The source filing: Ponce Financial Group, Inc.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 10:53 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-334218
Line itemFor the Three Months Ended June 30, 2026For the Three Months Ended June 30, 2025For the Six Months Ended June 30, 2026For the Six Months Ended June 30, 2025
Interest expense:
Interest on certificates of deposit6,7857,38213,20015,136
Interest on other deposits9,5449,05818,17417,612
Interest on borrowings5,2624,99410,65310,480
Total interest expense21,59121,43442,02743,228
Net interest income30,06124,42658,28746,629
Provision for credit losses (Note 3) (Note 5)2,1481,6263,8041,341
Net interest income after provision for credit losses27,91322,80054,48345,288

Item 1. Consolidated Financial Statements.

FAQ

What is Ponce Financial Group, Inc.'s interest expense on outstanding borrowings?
Ponce Financial Group, Inc. (PDLB) reported interest expense on outstanding borrowings of $5.26M in Q2 2026.
How has Ponce Financial Group, Inc.'s interest expense on outstanding borrowings changed year-over-year?
Ponce Financial Group, Inc.'s interest expense on outstanding borrowings increased by 5.4% year-over-year, from $4.99M to $5.26M.
What is the long-term trend for Ponce Financial Group, Inc.'s interest expense on outstanding borrowings?
Over 4 years (2021 to 2025), Ponce Financial Group, Inc.'s interest expense on outstanding borrowings has grown at a 68.1% compound annual growth rate (CAGR), from $2.58M to $20.61M.
What does interest expense on outstanding borrowings mean?
Interest expense on outstanding borrowings as reported by Ponce Financial Group, Inc. Common Stock.

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