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Ponce Financial Group, Inc. PDLB Operating Lease Liabilities (Total)

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Other financials

Income statement

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Revenue$31.6M+19.3%
Net income$8.5M+39.3%
EPS (diluted)$0.35+40.0%

Balance sheet

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Cash & equivalents$25.6M-28.5%
Total debt$862.0M+12.4%
Total equity$561.0M+7.7%
Total assets$3.5B+10.8%

Cash flow

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Operating cash flow$8.0M+30.3%
CapEx$3.0K-98.8%
Free cash flow$8.0M+35.8%

Valuation

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Market cap$485.45M+50.4%
Enterprise value$1.32B+25.5%
P/E14.4×-4.1×
P/S4.1×+0.6×

Profitability

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Net margin28.1%+9.6pp
FCF margin48%+20.1pp

Returns & leverage

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Return on equity6.2%+2.8pp
Debt / equity1.5×+0.1×

Where this comes from

Reported directly by Ponce Financial Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:OperatingLeaseLiability.

The source filing: Ponce Financial Group, Inc.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 10:53 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-334218
Line itemJune 30, 2026December 31, 2025
Liabilities:
Deposits (Note 7)$2,271,809$2,046,635
Borrowings (Note 8)621,100596,100
Operating lease liabilities28,87429,353
Accrued interest payable3,8373,788
Other liabilities8,1216,545
Total liabilities2,933,7412,682,421
Commitments and contingencies (Note 10)

Item 1. Consolidated Financial Statements.

FAQ

What is Ponce Financial Group, Inc.'s operating lease liabilities (total)?
Ponce Financial Group, Inc. (PDLB) reported operating lease liabilities (total) of $28.87M in Q2 2026.
How has Ponce Financial Group, Inc.'s operating lease liabilities (total) changed year-over-year?
Ponce Financial Group, Inc.'s operating lease liabilities (total) decreased by 5.3% year-over-year, from $30.5M to $28.87M.
What is the long-term trend for Ponce Financial Group, Inc.'s operating lease liabilities (total)?
Over 4 years (2021 to 2025), Ponce Financial Group, Inc.'s operating lease liabilities (total) has grown at a -5.4% compound annual growth rate (CAGR), from $36.7M to $29.35M.
What does operating lease liabilities (total) mean?
This represents the total present value of future lease payments for operating leases, recognized as a liability on the balance sheet. It reflects the company's long-term commitment to leased assets such as office space, warehouses, and equipment. Tracking this helps investors evaluate the company's off-balance-sheet financing obligations and overall debt-like commitments.

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