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Loan-related expense at other companies

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Customers BancorpCUBI
$3.86M-16.7%

Other financials

Income statement

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Revenue$30.3M+23.1%
Net income$8.6M+44.7%
EPS (diluted)$0.36+44.0%

Balance sheet

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Cash & equivalents$27.4M-14.6%
Total debt$812.5M+8.0%
Total equity$551.4M+7.3%
Total assets$3.3B+6.8%

Cash flow

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Operating cash flow$13.9M+6.1%
CapEx$47.0K-69.5%
Free cash flow$13.8M+7.0%

Valuation

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Market cap$472.87M+49.4%
Enterprise value$1.26B+21.3%
P/E15.1×-6.7×
P/S4.1×+0.5×

Profitability

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Net margin27.3%+10.8pp
FCF margin48.3%+28.1pp

Returns & leverage

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Return on equity5.9%+3.0pp
Debt / equity1.5×0.0×

Where this comes from

Reported directly by Ponce Financial Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:LoanProcessingFee.

The official record: Ponce Financial Group, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ponce Financial Group, Inc.'s loan-related expense?
Ponce Financial Group, Inc. (PDLB) reported loan-related expense of $121K in Q1 2026.
How has Ponce Financial Group, Inc.'s loan-related expense changed year-over-year?
Ponce Financial Group, Inc.'s loan-related expense decreased by 68.8% year-over-year, from $388K to $121K.
What is the long-term trend for Ponce Financial Group, Inc.'s loan-related expense?
Over 4 years (2021 to 2025), Ponce Financial Group, Inc.'s loan-related expense has grown at a -30.6% compound annual growth rate (CAGR), from $3.89M to $900K.
What does loan-related expense mean?
Includes direct costs incurred during the origination, underwriting, and administrative processing of loan applications. This metric provides insight into the operational efficiency of the lending department and the cost-to-originate for the bank's loan portfolio. Monitoring this helps evaluate the scalability of the bank's credit operations.