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Loan-related expense at other companies

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Customers BancorpCUBI
$3.71M-8.5%

Other financials

Income statement

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Revenue$31.6M+19.3%
Net income$8.5M+39.3%
EPS (diluted)$0.35+40.0%

Balance sheet

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Cash & equivalents$25.6M-28.5%
Total debt$862.0M+12.4%
Total equity$561.0M+7.7%
Total assets$3.5B+10.8%

Cash flow

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Operating cash flow$8.0M+30.3%
CapEx$3.0K-98.8%
Free cash flow$8.0M+35.8%

Valuation

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Market cap$484.48M+50.1%
Enterprise value$1.32B+25.4%
P/E14.4×-4.2×
P/S+0.6×

Profitability

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Net margin28.1%+9.6pp
FCF margin48%+20.1pp

Returns & leverage

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Return on equity6.2%+2.8pp
Debt / equity1.5×+0.1×

Where this comes from

Reported directly by Ponce Financial Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:LoanProcessingFee.

The source filing: Ponce Financial Group, Inc.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 10:53 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-334218
Line itemFor the Three Months Ended June 30, 2026For the Three Months Ended June 30, 2025For the Six Months Ended June 30, 2026For the Six Months Ended June 30, 2025
Compensation and benefits9,0707,62717,73315,407
Occupancy and equipment3,9013,9077,5737,820
Data processing expenses1,1951,1882,4142,340
Direct loan expenses187241308629
Insurance and surety bond premiums332297665612
Office supplies, telephone and postage152174345344
Professional fees1,4701,3672,8162,731
Marketing and promotional expenses190266418349

Item 1. Consolidated Financial Statements.

FAQ

What is Ponce Financial Group, Inc.'s loan-related expense?
Ponce Financial Group, Inc. (PDLB) reported loan-related expense of $187K in Q2 2026.
How has Ponce Financial Group, Inc.'s loan-related expense changed year-over-year?
Ponce Financial Group, Inc.'s loan-related expense decreased by 22.4% year-over-year, from $241K to $187K.
What is the long-term trend for Ponce Financial Group, Inc.'s loan-related expense?
Over 4 years (2021 to 2025), Ponce Financial Group, Inc.'s loan-related expense has grown at a -30.6% compound annual growth rate (CAGR), from $3.89M to $900K.
What does loan-related expense mean?
Includes direct costs incurred during the origination, underwriting, and administrative processing of loan applications. This metric provides insight into the operational efficiency of the lending department and the cost-to-originate for the bank's loan portfolio. Monitoring this helps evaluate the scalability of the bank's credit operations.

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