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Ponce Financial Group, Inc. PDLB Short-Term Borrowings

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Other financials

Income statement

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Revenue$31.6M+19.3%
Net income$8.5M+39.3%
EPS (diluted)$0.35+40.0%

Balance sheet

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Cash & equivalents$25.6M-28.5%
Total debt$862.0M+12.4%
Total equity$561.0M+7.7%
Total assets$3.5B+10.8%

Cash flow

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Operating cash flow$8.0M+30.3%
CapEx$3.0K-98.8%
Free cash flow$8.0M+35.8%

Valuation

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Market cap$485.45M+50.4%
Enterprise value$1.32B+25.5%
P/E14.4×-4.1×
P/S4.1×+0.6×

Profitability

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Net margin28.1%+9.6pp
FCF margin48%+20.1pp

Returns & leverage

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Return on equity6.2%+2.8pp
Debt / equity1.5×+0.1×

Where this comes from

Reported directly by Ponce Financial Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate.

The source filing: Ponce Financial Group, Inc.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 10:53 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-334218
FHLBNY Term advances ending:June 30, 2026 / Scheduled MaturityJune 30, 2026 / Redeemableat Call DateJune 30, 2026 / Weighted Average RateDecember 31, 2025 / Scheduled MaturityDecember 31, 2025 / Redeemableat Call DateDecember 31, 2025 / Weighted Average Rate
2026$200,000$200,0004.00%$225,000$225,0004.20%
2027212,000212,0003.44212,000212,0003.44
2028109,100109,1003.74109,100109,1003.74
2029100,000100,0003.5050,00050,0003.35
$621,100$621,1003.68%$596,100$596,1003.78%

Item 1. Consolidated Financial Statements.

FAQ

What is Ponce Financial Group, Inc.'s short-term borrowings?
Ponce Financial Group, Inc. (PDLB) reported short-term borrowings of $212M in Q2 2026.
How has Ponce Financial Group, Inc.'s short-term borrowings changed year-over-year?
Ponce Financial Group, Inc.'s short-term borrowings increased by 6.0% year-over-year, from $200M to $212M.
What is the long-term trend for Ponce Financial Group, Inc.'s short-term borrowings?
Over 5 years (2020 to 2025), Ponce Financial Group, Inc.'s short-term borrowings has grown at a 23.6% compound annual growth rate (CAGR), from $77.88M to $225M.
What does short-term borrowings mean?
Bank lines of credit, revolving credit facilities, and other short-term debt instruments with maturities under one year.

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