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Provident Financial Services PFS Interest Expense

Interest Expense at other companies

M&T Bank logo
M&T BankMTB
$828M-7.6%
Valley National Bank logo
Valley National BankVLY
$342.35M-8.1%
PRO
Provident Financial HoldingsPROV
$4.62M-11.4%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$7.64M-7.7%
Dime Community Bancshares logo
Dime Community BancsharesDCOM
$60.06M-13.5%
AmeriServ Financial logo
AmeriServ FinancialASRV
$6.76M-7.3%

Segments

By segment

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Reportable Segment$123.92M-4.1%

Other financials

Income statement

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Revenue$234.7M+9.6%
Net income$78.1M+8.6%
EPS (diluted)$0.60+9.1%

Balance sheet

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Cash & equivalents$228.3M-11.8%
Total debt$2.5B+1.6%
Total equity$2.9B+7.4%
Total assets$25.7B+4.5%

Cash flow

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Operating cash flow$118.8M-36.4%
CapEx$10.2M+143%
Free cash flow$108.6M-40.5%

Valuation

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Market cap$3.23B+36.8%
Enterprise value$5.47B+20.7%
P/E10.3×+0.1×
P/S3.6×+0.7×

Profitability

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Net margin34.5%+7.0pp
FCF margin38.6%-30.3pp

Returns & leverage

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Return on equity11.1%+2.4pp
Debt / equity0.9×0.0×

Where this comes from

Reported directly by Provident Financial Services in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The source filing: Provident Financial Services’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054777
Line itemThree months ended June 30, 2026Three months ended June 30, 2025Six months ended June 30, 2026Six months ended June 30, 2025
Deposits91,80396,257183,739193,678
Borrowed funds23,73024,47044,74142,247
Subordinated debt8,3828,48716,75816,907
Total interest expense123,915129,214245,238252,832
Net interest income202,680187,094396,423368,822
Provision charge for credit losses9,334(2,888)7,218(2,250)
Net interest income after provision for credit losses193,346189,982389,205371,072
Non-interest income:

Item 1. FINANCIAL STATEMENTS.

FAQ

What is Provident Financial Services's interest expense?
Provident Financial Services (PFS) reported interest expense of $123.92M in Q2 2026.
How has Provident Financial Services's interest expense changed year-over-year?
Provident Financial Services's interest expense decreased by 4.1% year-over-year, from $129.21M to $123.92M.
What is the long-term trend for Provident Financial Services's interest expense?
Over 4 years (2021 to 2025), Provident Financial Services's interest expense has grown at a 93.8% compound annual growth rate (CAGR), from $36.32M to $512.21M.
What does interest expense mean?
Cost of borrowing — interest paid or accrued on bonds, bank loans, credit facilities, finance leases, and other debt obligations.

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