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Provident Financial Services PFS Business Segments — Interest income on loans

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Other financials

Income statement

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Revenue$234.7M+9.6%
Net income$78.1M+8.6%
EPS (diluted)$0.60+9.1%

Balance sheet

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Cash & equivalents$228.3M-11.8%
Total debt$2.5B+1.6%
Total equity$2.9B+7.4%
Total assets$25.7B+4.5%

Cash flow

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Operating cash flow$118.8M-36.4%
CapEx$10.2M+143%
Free cash flow$108.6M-40.5%

Valuation

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Market cap$3.23B+36.8%
Enterprise value$5.47B+20.7%
P/E10.3×+0.1×
P/S3.6×+0.7×

Profitability

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Net margin34.5%+7.0pp
FCF margin38.6%-30.3pp

Returns & leverage

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Return on equity11.1%+2.4pp
Debt / equity0.9×0.0×

Where this comes from

Reported directly by Provident Financial Services in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansAndLeases.

The source filing: Provident Financial Services’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 3:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054777

FAQ

What is Provident Financial Services's business segments — interest income on loans?
Provident Financial Services (PFS) reported business segments — interest income on loans of $288.09M in Q2 2026.
How has Provident Financial Services's business segments — interest income on loans changed year-over-year?
Provident Financial Services's business segments — interest income on loans increased by 2.1% year-over-year, from $282.11M to $288.09M.
What is the long-term trend for Provident Financial Services's business segments — interest income on loans?
Over 3 years (2022 to 2025), Provident Financial Services's business segments — interest income on loans has grown at a 39.5% compound annual growth rate (CAGR), from $417.65M to $1.13B.
What does business segments — interest income on loans mean?
This metric represents the total interest revenue generated from the bank's loan portfolio. It serves as a primary indicator of the bank's core lending activity and the yield earned on its primary interest-earning assets.

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