Current Assets
Prepaid reinsurance premiums
Progressive Prepaid reinsurance premiums decreased by 8.4% to $197.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 43.6%, from $349.00M to $197.00M. Over 5 years (FY 2020 to FY 2025), Prepaid reinsurance premiums shows a downward trend with a -11.8% CAGR.
Analysis
StatementBalance Sheet Statement
SectionCurrent Assets
CategoryRisk
SignalContext dependent
VolatilityStable
First reportedQ4 2014
Last reportedQ4 2025
How to read this metric
An increase indicates higher levels of reinsurance protection purchased in advance, while a decrease suggests lower coverage levels.
Detailed definition
This represents the portion of premiums paid to reinsurers for coverage that has not yet been provided. It is essentiall...
Peer comparison
Standard for insurers that utilize annual or multi-year reinsurance treaties.
Metric ID:
ins_prepaid_reinsurance_premiumsHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $620.00M | $661.10M | $457.60M | $455.10M | $464.30M | $367.50M | $295.50M | $269.60M | $242.90M | $235.00M | $249.80M | $209.80M | $290.80M | $224.00M | $349.00M | $306.00M | $263.00M | $215.00M | $197.00M |
| QoQ Change | — | +6.6% | -30.8% | -0.5% | +2.0% | -20.8% | -19.6% | -8.8% | -9.9% | -3.3% | +6.3% | -16.0% | +38.6% | -23.0% | +55.8% | -12.3% | -14.1% | -18.3% | -8.4% |
| YoY Change | — | — | — | — | -25.1% | -44.4% | -35.4% | -40.8% | -47.7% | -36.1% | -15.5% | -22.2% | +19.7% | -4.7% | +39.7% | +45.9% | -9.6% | -4.0% | -43.6% |
Range$197.00M – $661.10M
CAGR-22.5%
Avg YoY Growth-14.9%
Median YoY Growth-22.2%
Current Streak4 quarters decline
Prepaid reinsurance premiums at Other Companies
Frequently Asked Questions
- What is Progressive's prepaid reinsurance premiums?
- Progressive (PGR) reported prepaid reinsurance premiums of $197.00M in Q4 2025.
- How has Progressive's prepaid reinsurance premiums changed year-over-year?
- Progressive's prepaid reinsurance premiums decreased by 43.6% year-over-year, from $349.00M to $197.00M.
- What is the long-term trend for Progressive's prepaid reinsurance premiums?
- Over 5 years (2020 to 2025), Progressive's prepaid reinsurance premiums has grown at a -11.8% compound annual growth rate (CAGR), from $368.10M to $197.00M.
- What does prepaid reinsurance premiums mean?
- The value of reinsurance coverage that the company has paid for but has not yet received.