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Palomar Holdings, Inc. PLMR Q4 2025 Annual earnings

Reported February 11, 2026 · After market close

Revenue$492.6MBeat by $11.6M
EPS$2.24Beat by $0.18
Revenue estimate$481.0M
EPS estimate$2.06

Next report

Aug 3, 2026 (In 5 days)
Revenue estimate$621.5M
EPS estimate$2.19

Financials

Q4 2025

Income statement

See full
Revenue$253.4M+62.7%
Net income$49.3M+67.6%

Balance sheet

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Cash & equivalents$106.9M+32.9%
Total debt$7.1M-8.7%
Total equity$942.7M+29.3%
Total assets$3.1B+34.9%

Cash flow

See full
Operating cash flow$117.4M+61.6%
CapEx$22.0K-55.1%
Free cash flow$117.4M+61.7%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$3.57B+27.8%
Enterprise value$3.47B+27.5%
P/E18.7×-5.0×
P/S4.1×-1.0×

Profitability

See full
Net margin21.8%+0.5pp
FCF margin46.7%-0.4pp

Returns & leverage

See full
Return on equity22.8%+3.2pp
Debt / equity0×0.0×

Versus estimates

Revenue

Q1 2026$629.8MBeat by $72.0M
Q4 2025$492.6MBeat by $11.6M
Q3 2025$244.7MBeat by $34.0MQ2 2025$203.3MMiss by $13.0MQ1 2025$174.6MBeat by $4.3MQ4 2024$155.6MBeat by $16.5M

Diluted EPS

Q1 2026$2.31Beat by $0.14
Q4 2025$2.24Beat by $0.18
Q3 2025$2.01Beat by $0.43Q2 2025$1.76Beat by $0.08Q1 2025$1.87Beat by $0.28Q4 2024$1.52Beat by $0.30

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Questions, answered.

When did Palomar Holdings, Inc. report Q4 2025 earnings?
Palomar Holdings, Inc. (PLMR) reported Q4 2025 earnings on February 11, 2026 after market close.
What were Palomar Holdings, Inc.'s Q4 2025 revenue and EPS?
Palomar Holdings, Inc. reported revenue of $492.6M and eps of $2.24 for Q4 2025.
Did Palomar Holdings, Inc. beat estimates in Q4 2025?
Revenue beat the consensus estimate of $481.0M by $11.6M. EPS beat the consensus estimate of $2.06 by $0.18.
How did Palomar Holdings, Inc.'s Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 216.5% from $155.6M a year earlier and eps grew 47.4% from $1.52.
Where can I find Palomar Holdings, Inc.'s Q4 2025 SEC filings?
You can read the 8-K earnings release (0001193125-26-046585) and the 10-K periodic report (0001193125-26-067364) directly on SEC EDGAR. The filing index links above go to sec.gov.