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Palomar Holdings, Inc. PLMR Reinsurance recoverable on unpaid losses and loss expenses

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Segments

By product

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Other Insurance Product Line$127.9M-18.3%
Property Lines$105.3M+7.9%
Other Liability Claims$100.63M+36.2%
Other Liability Occurrence$78.44M+291%

Other financials

Income statement

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Revenue$314.4M+54.7%
Net income$52.6M+13.0%
EPS (diluted)$1.94+15.5%

Balance sheet

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Cash & equivalents$62.7M-22.9%
Total debt$295.8M
Total equity$980.9M+15.8%
Total assets$4.0B+40.0%

Cash flow

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Operating cash flow$167.2M+38.3%
CapEx$416.0K+1,334%
Free cash flow$166.8M+38.0%

Valuation

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Market cap$3.45B+5.8%
Enterprise value$3.68B
P/E17.8×-4.2×
P/S3.2×-1.6×

Profitability

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Net margin17.8%-3.9pp
FCF margin38%-17.8pp

Returns & leverage

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Return on equity21.2%-0.3pp
Debt / equity0.3×

Where this comes from

Reported directly by Palomar Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments.

The source filing: Palomar Holdings, Inc.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 5:21 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-335508
Line itemJune 30, 2026December 31, 2025
Premiums receivable655,876452,908
Deferred policy acquisition costs, net of ceding commissions and fronting fees153,824127,718
Reinsurance recoverable on paid losses and loss adjustment expenses62,23756,428
Reinsurance recoverable on unpaid losses and loss adjustment expenses523,790412,273
Ceded unearned premiums445,449355,918
Prepaid expenses and other assets127,870110,896
Deferred tax assets, net761
Property and equipment, net2,6652,551

Item 1: Financial Statements

FAQ

What is Palomar Holdings, Inc.'s reinsurance recoverable on unpaid losses and loss expenses?
Palomar Holdings, Inc. (PLMR) reported reinsurance recoverable on unpaid losses and loss expenses of $523.79M in Q2 2026.
How has Palomar Holdings, Inc.'s reinsurance recoverable on unpaid losses and loss expenses changed year-over-year?
Palomar Holdings, Inc.'s reinsurance recoverable on unpaid losses and loss expenses increased by 31.1% year-over-year, from $399.47M to $523.79M.
What is the long-term trend for Palomar Holdings, Inc.'s reinsurance recoverable on unpaid losses and loss expenses?
Over 5 years (2020 to 2025), Palomar Holdings, Inc.'s reinsurance recoverable on unpaid losses and loss expenses has grown at a 34.2% compound annual growth rate (CAGR), from $94.57M to $412.27M.
What does reinsurance recoverable on unpaid losses and loss expenses mean?
The estimated portion of unpaid insurance claims and associated adjustment expenses that will be covered by reinsurance agreements. It serves as a measure of the company's reliance on reinsurance to manage long-term claim liabilities.

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