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Park National PRK Provision for Credit Losses

Provision for Credit Losses at other companies

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Fifth Third BankFITB
$227M+30.5%
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KeyCorpKEY
$106M-10.2%
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Truist FinancialTFC
$479M+4.6%
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First Financial BancorpFFBC
$6.03M-34.0%
Old National Bancorp logo
Old National BancorpONB
$34.95M+11.3%
Huntington Bancshares logo
Huntington BancsharesHBAN

Other financials

Income statement

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Revenue$159.5M+22.6%
Net income$41.7M-1.1%
EPS (diluted)$2.39-8.1%

Balance sheet

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Cash & equivalents$983.1M+314%
Total debt$154.1M+56.2%
Total equity$1.7B+32.9%
Total assets$13.0B+31.3%

Cash flow

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Operating cash flow$30.9M-18.1%
CapEx$4.3M+296%
Free cash flow$26.6M-27.3%

Valuation

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Market cap$3.2B+20.7%
Enterprise value$2.37B-8.0%
P/E17.8×+1.1×
P/S5.5×+0.4×

Profitability

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Net margin30.6%+0.7pp
FCF margin31%-2.0pp

Returns & leverage

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Return on equity12.1%-0.9pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Park National in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: Park National’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Park National's provision for credit losses?
Park National (PRK) reported provision for credit losses of $2.67M in Q1 2026.
How has Park National's provision for credit losses changed year-over-year?
Park National's provision for credit losses increased by 253.4% year-over-year, from $756K to $2.67M.
What is the long-term trend for Park National's provision for credit losses?
Over 4 years (2021 to 2025), Park National's provision for credit losses has grown at a -0.9% compound annual growth rate (CAGR), from -$11.92M to $11.49M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.